Family Pension New Rule: मिलेगी 75% की बढ़ी हुई पेंशन, माता-पिता 30 नवंबर तक जमा करें जीवन प्रमाण पत्र

Family Pension New Rule: The government has brought an important new change for families receiving family pension after the death of a government employee. Now, the parents of the deceased government servant must submit life certificates every year by November 30 if they want to continue receiving the higher family pension rate of 75 percent. This Family Pension New Rule applies when both parents are alive and wish to get the larger pension amount. If one parent has passed away, the pension automatically reduces to 60 percent for the surviving parent.

Earlier, the government had no way to verify if both parents were alive while paying the pension. This sometimes caused overpayment of the pension at the higher 75 percent rate, even after one parent’s death. Such mistakes affected the pension funds and made the system less transparent. To fix this, the Department of Pension & Pensioners’ Welfare (DoPPW) issued a clear order asking both parents to submit their individual life certificates every year by November 30. This Family Pension New Rule helps the government confirm that the pensions are paid correctly and only to the rightful claimant.

Family Pension New Rules
Family Pension New Rule

How to Submit Your Life Certificate?

To make the process easier for senior citizens, the government allows digital submission of life certificates using the free Jeevan Pramaan app. This app uses Aadhaar authentication and face scanning to verify that the pensioner is alive. Besides digital methods, life certificates can also be submitted manually at banks, post offices, or through doorstep services especially available for elderly pensioners. Many pensioners find doorstep services very convenient as officials collect certificates from homes.

Download the free Jeevan Pramaan app or visit your nearest bank/post office. Use Aadhaar and biometrics (face or fingerprint) to verify your identity via the app. Submit the life certificate digitally on the app or hand it over physically in person. Confirm receipt or get an acknowledgment slip to keep for your records. Repeat this process each year by November 30 to keep your pension uninterrupted.

Life Certificate Submission Last Date November 2025

If the parents fail to submit their life certificates before the deadline of November 30, their pension payment will be temporarily stopped starting December. The pension will only resume after the certificate is submitted and verified. It is important to note that any pension amount missed during this period will not be paid later. So timely submission is necessary to avoid any loss of pension money.

Family pension support is an important social security measure for families left behind after the death of a government employee who was the main earning member. This pension helps parents manage day-to-day expenses and medical costs during their old age. By ensuring regular life certificate submission, the government aims to keep this system transparent, prevent fraud, and make sure pension funds are available to the eligible parents who need them most.

Family Pension Rates & Eligibility

Under the updated Rule 12 (5) of the Central Civil Services (Extraordinary Pension) Rules, 2023:

  • If the deceased government employee has no surviving spouse or child, the family pension is payable to the parents.
  • When both parents are alive, they receive 75 percent of the last pay drawn by the employee.
  • If only one parent survives, the pension is reduced automatically to 60 percent.
  • These pensions are given regardless of the income or pension received from other sources.

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75% Family Pension Latest News

Both parents must submit life certificates separately if they want the 75 percent family pension. If any parent passes away, only the surviving parent needs to submit their certificate. Pension amount will adjust automatically from 75 percent to 60 percent after one parent’s death. The Family Pension New Rule deadline for submitting life certificates is November 30 every year to avoid pension stoppage. Pensioners can use Jeevan Pramaan app, banks, post offices, or doorstep services for submission.

Family Pension New Rule Benefits

Before these changes, there was no clear way to check which parents were alive. As a result, higher pensions continued despite one parent not being alive, leading to excess payments. Now, the annual life certificate requirement solves this problem. It also keeps the pension cycle clean and helps avoid the government retrieving large sums later. This rule will bring fairness and better management of pension funds.

What To Do If You Miss Life Certificate Submission Deadline?

If you miss submitting the certificate by November 30, your pension will be stopped starting December month. You will have to submit the certificate as soon as possible to restart payments. However, the missed pension money for the time when the certificate was not submitted will not be paid retroactively. To prevent any hardship, checking the deadline in advance and submitting early is recommended.

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Family Pension Process

Once the life certificates are received and verified, pensions continue to be paid without interruption. The government’s pension department updates its records yearly based on the submitted life certificates. If both certificates come in, higher pension continues. If only one certificate is received because of the other parent’s death, the pension reduces as per the rules automatically.

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