Final Social Security Payout Hits on November 26, 2025: The 12 November 2025 will be the first issuing social security payment with the last one issued on November 26. The paper checks are eliminated and the beneficiaries have to change to electronic payments. Understand who and when will receive a cost-of-living increase in payments in 2026.
As the year approaches its final, the Social Security recipients are getting their November checks and the final is on Wednesday, November 26, 2025. This is a significant change this month with the Social Security Administration (SSA) completely ending paper checks to all beneficiaries. In case you have received a paper check before September 30, you need to now change to electronic payments like direct deposit in order to still receive your benefits without any interruption.
Last Social Security Check on Nov 26 – Who Qualifies for This Deposit?
The monthly social security payments are distributed, with much depending on the birthday date of the recipient and the type of benefit. The Supplemental Security Income (SSI) benefits are received on the 1st of each month. But due to the fact that November 1 is a Saturday in 2025, the November SSI payments were made early in October 31.
Unless you have attained the benefits age after May 1997, or you are beneficiary of SSI in addition to regular social security benefits, then your benefits are paid on the third day of the month, which fell on Monday, November 3, in 2025.
Social Security Checks Date 2025
The majority of the other recipients of the Social Security will get paid either on one of the three Wednesdays of the month based on their date of birth:
- Individuals born between the 1st and 10th are paid on Wednesday, November 12.
- Individuals born between the 11th -20th day are paid on November 19.
- Individuals born between the 21st and 31st are paid on Wednesday, November 26.
A cost-of-living adjustment is another provision by SSA, which is applied every year to cushion beneficiaries against inflation. This growth will be at 2.8 percent in 2026. This implies that the Social Security benefits of the next year will increase and will enable retired workers, survivors, and those receiving disability to purchase at higher prices.
Average Social Security Benefit 2025
The average Social Security benefits differ greatly with the work history and age of benefits receipts. By 2025, the average retiree will receive a monthly payment of approximately 2,008 to also receive the possible maximum payment of up to 5,108 to retirees.
To recipients accustomed to paper checks, the shift to electronic payments is more secure as it decreases the delays in the mailing process, and the chances of the checks being lost or stolen. You should make sure that your bank account and routing details are current with the SSA so that you get your benefits in time.
Watch your email or messages with the SSA during payments because the agency occasionally calls on you in order to seek more information or verification to make payments. In case there is any problem with your Social Security payment, the SSA recommends that you wait an additional few days until the mail comes or there is a delay in reporting before you get in touch with the customer care.
Social Security Payout Schedule November 2025
In short, November 2025 Social Security checks will be disbursed as usual with the last round being on November 26, based on the date of birth. Electronic payments are now required to replace the paper checks that are no longer available to all the beneficiaries. And since the cost-of-living increase is scheduled next year, Social Security will remain to give important financial assistance to millions of American citizens, going into 2026.
- Tuesday, October 31: SSI beneficiaries.
- Monday, November 3: Beneficiaries who started receiving payments before May 1997; double beneficiaries (SSI + Social Security).
- Wednesday, November 12: people with birthdays from 1 to 10.
- Wednesday, November 19: people with birthdays from 11 to 20.
- Wednesday, November 26: people with birthdays from 21 to 31.