Social Security Payments on December 10: Social security has been a source of income to many people who await monthly checks. The large group of beneficiaries will get their benefits on December 10, 2025. This date is in accordance with the normal schedule of the Social Security Administration.
Who Gets Paid on December 10?
Social Security schedule payment is broken into divisions by date of birth. Individuals born during the 1 st and 10 th of any month receive their check at the second Wednesday of the month. On December 2025, that will be on Wednesday, December 10.
This group comprises of retirees, survivors, and people on Social Security Disability Insurance (SSDI). You would receive your payment earlier on December 3 in case you started benefits prior to May 1997 or you receive both Social Security and Supplemental Security Income (SSI). The SSIs are paid out on the first of December and the second one, on the last day of the month, because of New Year holiday.
Direct deposit ensures that money is received in time. Paper checks are no longer being used as most individuals now use bank accounts or direct express cards.
Current Average Payment Amounts
There are differences in averages of Social Security benefits. The average monthly payment is approximately at 2,009 to the retired workers. The average amount that is received by SSDI beneficiaries is approximately 1584. Survivor benefits average $717.
Retired workers receive higher averages of close to 2,193 and women have an average of 1,739. Husbands of the retired workers are entitled to receive the range of 953 and children 925. These amounts are 2025 amounts in advance of any changes.
| Benefit Type | Average Monthly Amount |
|---|---|
| Retired Workers | $2,009 |
| SSDI Beneficiaries | $1,584 |
| Survivor Benefits | $717 |
| Retired Men | $2,193 |
| Retired Women | $1,739 |
| Spouses | $953 |
Maximum Benefits You Can Receive
The peak Social Security benefit varies with the time of claiming. At the age of 62, the highest will be the 2831 per month. It is 4,018 at full retirement age of 66-67 years, depending on the year of birth. The best payout (highest) is at age 70, which is 5,108 per month. These maximums are based on high incomes of more than 35 years with or exceeding the taxable income of $176,100 in 2025. Not many people strike these heights, but postponement of claims increases most benefits.
| Claiming Age | Maximum Monthly Benefit |
|---|---|
| Age 62 | $2,831 |
| Full Retirement Age | $4,018 |
| Age 70 | $5,108 |
Social Security Payments on December 10
December 2025 payments on social security are observed on the calendar. It is the final month that has rates below 2025. Beginning January 2026, benefits will be raised by a 2.8 percent Cost-of-Living Adjustment (COLA). The COLA will provide an increment of approximately 56 dollars to the average retired employee check leading to approximately 2,071. Individuals SSI recipients will have their federal standard increase by 967 to 994. Couples get up to $1,491. These updates contribute to countering the increase in costs.
There are some SSI beneficiaries who receive two payments during December. The additional one in December 31 will cover January 2026 with inclusion of the new COLA. Verify your mySocialSecurity account by amounts and letters.
How Benefits Are Calculated
Your earnings history would give you the amount of your Social Security benefits. The SSA takes every 35 years of your highest earnings, which are inflated. The final number is determined by the factors such as work credits and claiming age.
Checks get deducted by taxes and Medicare premiums. Part B premiums have increased in the current year, though low-income recipients are able to be covered by Extra Help programs. There are earnings tests which are used in case you earn income early in life before the full retirement age which cut back benefits beyond a certain threshold.
Make a preparation by going through your statement. Direct deposit is fast and easy to access and address change like address or banking information will not take time.
Changes Coming in 2026
The 2.8 percent COLA 2026 commences with payments of Social Security in January. SSI receives it at the beginning of December 31. The other changes are increased taxable maximum of 184, 500,000 and adjusted earnings test limits.
The SSDI benefits increase as well, with significant gainful activity of $1,690 and 2,830 respectively, when non-blind and blind respectively. These changes are geared to reflect economic changes. In late December, beneficiaries should be on the lookout of SSA notices.
How to Maximize Your Benefits
Register under direct deposit in case you have not. Have a mySocialSecurity account so that you can monitor payments and estimates. Report revenue is modified early to prevent excessive payment.
Is it possible to postpone higher monthly-claims? Consult a financial advisor in terms of tax planning because taxable benefits can be as much as 85 percent. Enrollment in Medicare connects, align the timelines.
Fact Check About Social Security Payments
- Birthdates 1st -10th Date to pay: 10th December, 2025, according to SSA calendar.
- Average benefit of retired workers: $2,009 per month in 2025.
- Maximum at age 70: $5,108 per month.
- 2026 COLA: 2.8% effective January, 2026 on Social Security.
- SSI maximum individual: $967 in 2025, with an increase of $994.
All the information is in compliance with official SSA schedules and recent announcements until December 2025.
FAQ’s About Social Security Payments on December 10
My Birth Date is 5th, when can I receive my social security payment?
You receive it on December 10, 2025.
What is the average payment of SSDI?
Around $1,584 monthly.
Will SSI receive two payments during December?
Yes, on December 1 and December 31.
How much does the 2026 COLA add?
Average retirement benefits of about $56.
Can I get the maximum benefit?
At 70, only with 35 years of maximum earnings and claiming.