Double SSI Payments in December 2025: The month of December brings significant news for millions of Americans. Millions of senior citizens, disabled individuals, and low-income individuals rely on Social Security plans. December is crucial for these individuals, as a special schedule for their monthly payments is established in December.
Those receiving payments in December are also eagerly awaiting the arrival of their funds. The Social Security Administration transfers benefits to a large number of beneficiaries each month, and this process becomes even more crucial in December, as it is the final payment of the year, making it even more significant due to Christmas and New Year’s Eve.
Double SSI Payments in December 2025
The Social Security Administration typically pays all Social Security benefits on a fixed date. December 2025 also has pre-determined dates, with Supplemental Security Income (SSI) beneficiaries receiving their benefits on December 1, 2025.
Social Security payments will be divided into three phases, with the 1st phase already disbursed on December 10, 2025. The 2nd phase will begin on December 17, 2025, and the 3rd phase will be transferred to all beneficiaries’ accounts on December 24. The January payment will also be transferred on January 31, 2025.
December is also a significant month for beneficiaries because preparations for the Cost of Living Adjustment (COLA) are made during this month to ensure additional funds are provided to all beneficiaries in 2026.
The 2026 Cost of Living Adjustment (COLA) figures were released in December 2025, and a 2.8% increase will be implemented in 2026, with the first payment of this increase issued on December 31, 2025. And today, we’re going to give you a complete overview of this, detailing all the payments coming in December and providing important information about the 2026 payments.
What is Social Security Benefit 2025?
The US federal government operates a specialized social security system known as Social Security. The Social Security system is administered by the Social Security Administration. This administration provides monthly financial assistance to retirees, the disabled, and survivors of retired families.
These payments are based entirely on payroll taxes paid by employees and employers in the US, and this fund serves as a major source of income for senior citizens. Especially those living in the US with middle- or lower-income incomes are provided with better financial assistance under the Social Security Administration. The Social Security Administration includes three categories:
Retirement Benefits, Disability Benefits, and Supplemental Security Income.
- Retirement Benefits provide a monthly pension to citizens after retirement.
- Disability Benefits provide monthly benefits to individuals with disabilities or serious illnesses.
- Supplemental Security Income provides additional monthly assistance to beneficiaries who are disabled and have limited assets.
December 2025 Social Security Payment Schedule
The Social Security Administration has already established a regular payment schedule for December 2025. The details of this schedule are as follows:
Supplemental Security Income (SSI): Supplemental Security Income payments were made on December 1st. This payment has already been deposited into most beneficiaries’ bank accounts. However, due to January 1, 2026 being a holiday, the payment for January will be made on December 31, 2025. This means that SSI beneficiaries will receive two payments in December 2025. Although the second payment is for the month of January, it will include the Cost of Living Adjustment (COLA) increase.
Social Security Disability Income/Retirement Benefit/Survivor Benefit: The Social Security Administration will also be transferring SSI, retirement, and survivor benefits in December. These benefits are distributed based on the beneficiary’s date of birth. Beneficiaries born between December 1st and 10th will receive their payment on Wednesday, December 10, 2025. Those born between December 11th and 20th will receive their payment by December 17, 2025. And beneficiaries born between December 21st and 31st will receive their payment on December 24, 2025.
Why is the Double SSI Payments Special?
The December payment is considered special because its schedule differs from other months. This is due to the Christmas and New Year holidays, as well as other calendar and federal holidays, which can cause payment dates to shift. While Social Security payments are typically made on Wednesdays, if a federal holiday falls on a Wednesday, the payment date is adjusted accordingly.
It’s important to note, however, that beneficiaries do not receive any extra benefits in December. The unique aspect of December 2025 is that the January 2026 payment will also be received on December 31, 2025. Cost of Living Adjustment Decision in December 2025
Every year in December, the Federal Government determines the Cost of Living Adjustment (COLA), and in December 2025, the COLA for 2026 was also determined. The Cost of Living Adjustment will increase by 2.8% in 2026.
Therefore, most Social Security and SSI beneficiaries will see a 2.8% increase in their monthly payments starting in January, with the increase reflected in the payment received on December 31, 2025, for the payment due on January 1, 2026. This means that retired beneficiaries who receive $2000 per month in 2026 will receive $2056 after the Cost of Living Adjustment.
How to View Details of the December 2025 SSI Payment Schedule?
All Social Security or SSI payment beneficiaries who want to check their beneficiary status or payment status must first visit the My Social Security Account website. Here, they will need to log in using their user ID and password.
After logging in, options such as Payment History, Benefits, and Upcoming Payments will be displayed. By clicking on these options, beneficiaries can easily see whether the payment has been processed, the amount received, the payment date, and the mode of payment (direct deposit or check).
What to Do If SSI Payment Has Not Arrived?
If the December payment has not arrived in your account, first wait for a few business days. If the money is not transferred to your account even after waiting for 3 days after the payment date, first confirm with your bank.
If the money still doesn’t arrive, check for alerts in your My Social Security Account. This alert will tell you why your payment has not arrived. If there are any discrepancies in your details, correct them and, if possible, contact the Social Security Administration helpline.
Thus, all beneficiaries who depend on Social Security payments will soon be able to receive their Social Security and Supplemental Security Income payments in their accounts. Furthermore, all beneficiaries will receive additional benefits from the increase under the Cost of Living Adjustment (COLA) in 2026.
In total, the Social Security Administration has completed almost all preparations for making COLA payments starting in December 2025 and has also nearly finalized the 2026 schedule.