$600 Huntington Bank Bonus Before August 15, 2025: Huntington Bank’s $600 bonus offer for 2025 is a standout opportunity for Americans in select states to boost their savings with minimal effort. Available to new customers who open a Platinum Perks Checking account by August 15, 2025, this promotion provides a lucrative cash reward for meeting straightforward deposit requirements. With rising inflation and increasing interest in bank promotions, this offer is a timely way to secure extra funds for emergency savings, debt repayment, or personal goals.
Understanding the Huntington Bank $600 Bonus Offer
What is the Huntington Bank $600 Bonus?
Huntington Bank, a trusted regional financial institution, is offering new personal checking account customers up to $600 for opening a Platinum Perks Checking account and depositing $25,000 in new money by August 15, 2025. A $400 bonus is also available for the Perks Checking account with lower requirements, catering to a broader range of customers. This promotion is part of Huntington’s strategy to attract new clients in its operational states, combining generous cash incentives with customer-friendly banking features.
Why This Offer is a Game-Changer in 2025
Bank bonuses are an effective way to earn risk-free cash, especially in an economy where living costs are climbing. The $600 bonus is among the highest checking account bonuses for 2025, surpassing the median bonus of $300 reported by financial analysts. Its simplicity—no complex transactions or long-term commitments—makes it appealing for savers looking to capitalize on short-term opportunities.
About Huntington Bank
Established in 1866, Huntington National Bank is headquartered in Columbus, Ohio, and operates over 1,400 branches across 11 states. Known for its customer-centric approach, Huntington offers features like 24-hour overdraft grace, free mobile banking, and daily customer service from 7:00 AM to 7:00 PM ET. With a reputation for reliable bonus payouts and transparent terms, Huntington is a top choice for Americans seeking both rewards and quality banking services.
Eligibility Criteria for the $600 Bonus
Who Can Qualify?
To be eligible for the $600 bonus, you must meet the following criteria:
- Residency: Reside in one of the 11 eligible states: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin.
- New Customer Status: Be a new personal checking customer with no existing Huntington checking accounts and no accounts closed within the past six months.
- U.S. Citizenship: Be a U.S. citizen or eligible non-citizen with a valid Social Security Number.
- Bonus History: Not have received a Huntington checking account bonus in the past 24 months.
Account and Deposit Requirements
To earn the $600 bonus, you must:
- Open a Platinum Perks Checking account by August 15, 2025, using the promotional link or code.
- Deposit a cumulative total of $25,000 in new money (funds not currently held at Huntington) within 90 days of account opening. This can include transfers from external banks, matured CDs (including Huntington CDs), or other external sources.
- Maintain the account in open status for at least 90 days.
The bonus is deposited within 14 days of meeting these requirements and is reported as taxable income on IRS Form 1099-INT.
Exploring Huntington’s Bonus Options
Platinum Perks Checking: $600 Bonus
The Platinum Perks Checking account is the flagship offer, providing a $600 bonus for those able to deposit $25,000. Key details include:
- Deposit Requirement: $25,000 in new money within 90 days.
- Account Maintenance: Keep the account open for 90 days.
- Monthly Fee: $25, waived with $25,000 in total relationship balances (e.g., checking, savings, or other Huntington accounts).
- Features: 0.03% APY, unlimited non-Huntington ATM withdrawals, free credit score monitoring, and 24-hour overdraft grace.
This account suits customers with significant savings or access to large deposits, offering premium perks alongside the bonus.
Perks Checking: $400 Bonus
For those with lower deposit capabilities, the Perks Checking account offers a $400 bonus with easier requirements:
- Direct Deposit Requirement: Receive $500 or more in qualifying direct deposits (e.g., payroll, pension, Social Security) within 90 days.
- Account Maintenance: Keep the account open for 90 days.
- Monthly Fee: $10, waived with $1,000 in monthly deposits or $5,000 in total relationship balances.
- Features: 0.02% APY, five free non-Huntington ATM withdrawals per cycle, and overdraft protection options.
Asterisk-Free Checking: $200 Bonus
The Asterisk-Free Checking account provides a $200 bonus with the same direct deposit requirements as the Perks Checking account ($500 within 90 days). With no monthly maintenance fee, it’s ideal for those seeking a low-commitment option.
Step-by-Step Guide to Apply for the $600 Bonus
How to Open a Platinum Perks Checking Account
- Access the Promotional Offer:
- Visit www.huntington.com and navigate to the checking account promotion page.
- Click “Apply Online” to automatically apply the bonus code. For in-branch applications, select “Open at a Branch” on the promotion page to receive a promo code via email.
- Complete the Application:
- Provide personal details, including your Social Security Number, date of birth, and government-issued ID.
- Huntington may review your banking history via ChexSystems to check for overdrafts or account issues.
- Deposit $25,000 in New Money:
- Transfer at least $25,000 from an external source (e.g., another bank, matured CD, or payroll) within 90 days. The deposit can be cumulative, not a single transaction.
- Ensure funds are “new money” (not from existing Huntington accounts, except matured CDs).
- Maintain the Account:
- Keep the account open and active for 90 days. You don’t need to maintain the $25,000 balance after the initial deposit, but avoid closing the account to prevent bonus forfeiture.
- Receive the Bonus:
- The $600 will be deposited within 14 days of meeting the requirements. Verify receipt via your online banking portal or by contacting Huntington.
Online vs. In-Branch Application
- Online: Faster and ensures the promo code is applied automatically. Use the designated promotion page link to avoid errors.
- In-Branch: Requires an emailed promo code from the promotion page. Bring two forms of ID to a Huntington branch in an eligible state. Some customers report online applications requiring in-branch verification, so be prepared for follow-up if issues arise.
Platinum Perks Checking Account Features
Interest and Fees
- Annual Percentage Yield (APY): 0.03%, competitive for a checking account but lower than high-yield savings accounts (4–5% APY in 2025).
- Monthly Maintenance Fee: $25, waived with $25,000 in total relationship balances across Huntington accounts.
- ATM Fees: No fees for Huntington ATM transactions; unlimited non-Huntington ATM withdrawals (operator fees may apply).
- International Transaction Fees: 3% per transaction.
Additional Benefits
- 24-Hour Grace: Avoid overdraft fees by covering negative balances within 24 hours.
- Credit Score Monitoring: Free access to credit score and identity monitoring services.
- Digital Banking: Free mobile banking, online bill pay, and account alerts for seamless management.
- Overdraft Protection: Link to a savings account or apply for a no-fee overdraft protection account (subject to credit approval).
How the $600 Bonus Compares to Other Bank Promotions
Huntington vs. Other Banks
- Chase Total Checking: $300 bonus with $500 in direct deposits within 90 days. Lower payout but easier to qualify.
- Bank of America Advantage Banking: $300 bonus with $2,000 in direct deposits. More widely available but less generous.
- Fifth Third Momentum Checking: $350 bonus with $500 in direct deposits. Competitive but requires consistent deposits.
- Associated Bank: Up to $600 bonus based on average daily balance, similar to Huntington’s Platinum Perks but with varying thresholds.