Americans can Grab $600 Bonus from Huntington Bank : If you’re looking to give your wallet a quick boost, Huntington Bank has a deal that’s as tempting as a shiny new car fresh off the lot. They’re offering up to $600 in free cash for new customers who open a checking account, and it’s creating a buzz across the U.S. With prices for everything from gas to groceries climbing, who wouldn’t want an extra $600 to help with bills or maybe even a weekend road trip? This offer is simple, but you’ve got to act fast—the deadline is August 15, 2025.
What’s the Huntington Bank Bonus Deal?
Imagine walking into a bank, opening a new checking account, and walking away with up to $600 just for doing it. That’s what Huntington Bank is offering in 2025 to new customers in select states. They’ve got two bonuses up for grabs:
- $400 Bonus: Open a Perks Checking account and meet some basic requirements.
- $600 Bonus: Go for the Platinum Perks Checking account with a bigger deposit.
Who Can Claim This Bonus?
Before you get too excited, let’s make sure you’re eligible. Here’s what Huntington is looking for:
- New Customers Only: You can’t have had a Huntington personal checking account in the past 12 months or received a Huntington bonus in the last 24 months. It’s like getting a first-time buyer discount on a new bike—no repeat customers allowed.
- Live in These States: You must be in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, or Wisconsin. If you’re outside these 12 states, it’s like trying to register a car in a different city—won’t happen.
- Use the Promo Code: Apply by August 15, 2025, with the correct promotional code from Huntington’s website (huntington.com). Think of it as punching in the right key to start your engine.
You’ll also need a valid Social Security Number and proof of address, like any standard bank account setup. If you’ve got a Huntington account already or grabbed a similar bonus recently, you’re out of luck, but new folks in these states are ready to roll!
Three Easy Steps to Get Your $600
Huntington’s made this deal as straightforward as checking your car’s oil. Whether you’re aiming for the $400 or $600 bonus, here’s how to make it happen:
- Open the Right Account:
- Visit huntington.com and find the bonus offer page. Choose either the Perks Checking account ($400) or Platinum Perks Checking account ($600). Click “Apply Now” and enter the promo code listed on the site. You can also visit a branch, but online’s faster, like booking a test drive with a click.
- You’ll need your ID, Social Security Number, and proof of address to set up the account.
- Meet the Deposit Requirements:
- For $400 (Perks Checking): Set up at least $500 in direct deposits within 90 days of opening the account. These need to be ACH deposits, like your paycheck or government benefits (Social Security, pensions). Transfers from apps like PayPal, Venmo, or Zelle don’t count—think of them as aftermarket accessories that don’t fit the deal.
- For $600 (Platinum Perks Checking): Deposit $25,000 in “new money” within 90 days. This means funds not already in a Huntington account (except maturing CDs). It’s like putting down a big deposit for a premium car model—you need some cash upfront.
- Keep the Account Open:
- Hold onto the account for at least 90 days without closing it. It’s like keeping your new car in the garage until the warranty kicks in. Once you meet the requirements, Huntington will deposit your $400 or $600 bonus within 14 days.
Why’s Everyone Talking About This?
This offer’s getting traction for good reason, especially in 2025 when inflation’s still making budgets tight. X posts and sites like Bankrate highlight why it’s a hit:
- Big Cash Payout: $600 for opening an account is like getting a free set of premium tires—hard to beat!
- No Spending Hassle: Unlike some deals that require dozens of debit card swipes, this just needs deposits. It’s as easy as filling up your tank.
- Plenty of Time: You’ve got 90 days to meet the rules, like planning a long road trip with no rush.
- Trusted Bank: Huntington’s got over 1,000 branches and is FDIC-insured, so it’s as reliable as a Honda City.
With grocery bills averaging $300 a month and gas at $4 a gallon, per recent data, this bonus could cover two months of food or a year’s worth of fuel for short commutes. It’s a practical way to build an emergency fund or pay off a bill without any risk.
Things to Keep in Mind
Before you hit the gas pedal, here are a few bumps to watch for:
- New Money Rule: For the $600 bonus, the $25,000 must be new to Huntington, not shuffled from another account there. It’s like buying a new car instead of trading in an old one.
- Direct Deposit Limits: For the $400 bonus, only ACH deposits (like payroll) count—not Cash App or Zelle. It’s like needing the right fuel for your engine.
- Don’t Close Early: Close your account before 90 days, and you lose the bonus, like voiding a warranty by skipping a service.
- Taxes Apply: The bonus counts as income, so you’ll get a 1099-INT form. Expect to owe $150-$200 in taxes, depending on your bracket—check with a tax pro, like getting a mechanic’s advice.
- Monthly Fees: Perks Checking has a $10 fee (waived with $1,000 monthly deposits or $5,000 total balance). Platinum Perks has a $25 fee (waived with $25,000 across Huntington accounts). Plan ahead to avoid these.
Is This Deal Right for You?
This bonus is perfect if:
- You live in one of the 12 eligible states (Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia, Wisconsin).
- You’re new to Huntington and haven’t had an account in the last year.
- You can swing $500 in direct deposits ($400 bonus) or $25,000 in new funds ($600 bonus).
- You’re fine keeping the account open for three months.
It’s not for you if you’ve got an active Huntington account, recently got a bonus, or can’t meet the deposit requirements. It’s like picking a car you can actually afford to maintain.
Conclusion
Huntington Bank’s $600 (or $400) bonus is like getting a free upgrade on your favorite ride—simple, valuable, and perfect for boosting your savings. If you’re in one of the 12 eligible states and can meet the deposit rules, head to huntington.com, grab the promo code, and open your account before August 15, 2025.