Ayushman Bharat 5 Lakh Health Cover: The health care cost in India is rising very fast. One serious illness can wipe out a family’s lifetime savings. So to protect the middle class and poor families, the government of India has introduced 5 lakh Healthcare cover scheme under Ayushman Bharat. This scheme ensures free and cashless medical treatment up to 5 lakh per year per family. But to get the benefit of Ayushman Bharat 5 Lakh Health Cover scheme it is necessary to get registered. Because only registered and verified beneficiaries can get the benefits in the hospital through the registration process.
In 5 lakh Health cover scheme under ayushman Bharat scheme registration process is very easy. It does not cost any application fees. It only requires important documents like Aadhar card, Ration card, Mobile number. People can complete this registration process online and offline. Through offline or online registration process eligible families get the Ayushman card which works as a health insurance card and is accepted in all government and selected private hospitals. Let’s understand How to apply for Ayushman card? Why Health cover is necessary? and How to complete the registration Process?
What is the government’s 5 Lakh Health Cover Scheme?
The government of India is providing 5 lakh free health insurance cover for families under the ayushman Bharat Pradhan mantri jan arogya yojana. This scheme is mainly for poor and middle class families who cannot afford expensive hospital treatment. This scheme ensures the cashless treatment in government and selected private hospitals. To get registered in this Govt scheme no registration fee is asked, no age limit and no medical test is required. This scheme usually covers all hospitalization, surgery, medicine, ICU care, pre and post Hospital expenses to get the benefit of the scheme.
In this scheme registered families get 5 lakhs for coverage. It is for the entire family, the treatment is cashless and it is valid across the India.
Who can register for Govt 5 Lakh Health Cover Policy?
Only eligible candidates can register for this Ayushman Bharat 5 Lakh Health Cover Scheme. Eligible criteria will be as follows: Family listed in SECC 2011. Those family who has ration cards. Family with no earning members, daily wage workers, SC/ ST families, Homeless families. Families living in the rural or Urban poor categories. Income taxpayers and government employees are not eligible for this scheme. However all the senior citizen who are above of 70 age can register for this scheme.
Documents required for the Ayushman Bharat 5 Lakh Health Cover Registration Process
To get registered in this scheme only limited documents are required which are necessary such as basic documents like Aadhar card, Ration card, mobile number ,voter ID and the family details, However biometric verification may be done during the registration.
Things to do before Ayushman Bharat 5 Lakh Health Cover Registration
Before registering in the Gov 5 lakh Health cover policy one has to check the eligibility. To check the eligibility one needs to visit the official pmjay website. Here click on ‘my eligible’ then enter your mobile number. After entering the mobile number, verify the OTP. After OTP verification names appear only if you are eligible. and if you’re not eligible your name won’t appear.
Online Registration Process for Ayushman Bharat 5 Lakh Health Cover
To get registered for this 5 lakh Health cover government policy one need to visit the official portal of pmjay.gov.in. After visiting this website one has to enter its mobile number. After entering the mobile number you will get OTP. After verification of OTP select your state. Now enter aadhar card number or ration card details, complete the ekyc process and Enter all family members details, confirm family members and now submit the application.
After the completion of the registration process you will get an acknowledgment number. After receiving registration form The officials of Ayushman Bharat yojana will verify all your details. If verification goes all well then you will receive ayushman card.
Offline registration process for Ayushman Bharat 5 Lakh Health Cover
For offline registration of Ayushman Bharat 5 Lakh Health Cover scheme you need to visit the nearest CSC Center. Here you need to ask for the Ayushman Bharat application form. After getting the application form fill up the form and provide Aadhar and mobile number. Biometric verification will be done after filling up the form. Now you need to submit aadhar card ration card the kyc documents. Once the registration process is complete the verification will be done. If verification goes well you will get a Ayushman Bharat card.
Registered but Ayushman card not received
Even after successful registration sometimes people won’t get their Ayushman card, this is due to verification issues, technical delays or incomplete details. so you can fix this problem. First check what is your card status. To check your card status you can visit the pmjay beneficially portal. Click on check status of card, Enter your registered mobile number verify the OTP, search Aadhar/ Ration, card or family ID And if a card is generated you can download the digital Ayushman card immediately.
What if the delay is because of verification process
In many cases card generation is delayed due to the verification process. Because of pending e-kyc, other mismatch details or family members verification not completed. So it can take 7 to 15 more working days. To ensure the verification details you can recheck the details. Ensure Aadhar card is linked with mobile and complete the biometric verification again.
In short Ayushman Bharat 5 Lakh Health Cover under ayushman Bharat Pradhan mantri yojana is life saving scheme for millions of Indian families. With easy registration, cashless treatment and Wide Hospital networks. This scheme ensures that everyone should get medical treatment. so if you and your family members are eligible registered in this scheme immediately.
Visit Official Website for Ayushman Bharat 5 Lakh Health Cover