Christmas Eve Social Security Deposit: For millions of Americans, Christmas Eve 2025 will bring pleasant news. On Wednesday, December 24, the Social Security Administration (SSA) will make one of its final payments of the year, so instead of finding it under their Christmas trees, they will find it in their bank accounts. However, not every recipient will get their money on that day.
The last group of beneficiaries, those born between the 21st and the 31st of any month, will receive their checks on Wednesday, December 24, which falls on Christmas Eve, according to the regular birthdate-based timetable for Social Security Administration (SSA) payments for December 2025. Following earlier rounds of distributions on December 10 for birthdays 1–10, December 17 for birthdays 11–20, and December 3 for recipients prior to 1997 or those with SSI overlaps, this completes the month’s payments.
On December 24, 2025, Who Will Get The Social Security Payment?
The SSA will pay some beneficiaries on December 24, 2025, who will receive:
- Retirement Benefits
- SSDI, or Social Security Disability Insurance
- Advantages for survivors
Because December 24 falls on the fourth Wednesday of the month, the day designated for this group according to the official Social Security calendar, this Social Security payment is applicable to those who were born between the 21st and 31st of any given month.
December 2025 Social Security Payment Schedule
- Born on from 1 to 10 – December 10,
- Born on 11th to 20th – December 17
- Born on 21st and the 31st – December 24
The majority of the more than 70 million Social Security recipients in the US are covered by this system.
On Christmas Eve, Who Does Not Get Paid By Social Security?
Recipients before May 1997
Individuals who began receiving benefits before to May 1997 do not adhere to the date-of-birth schedule. Since they pay on the third day of every month, their December deposit was made on Wednesday, December 3.
SSI recipients
On the first day of the month, the Supplemental Security Income (SSI) program typically makes payments. That payment was made on Monday, December 1, 2025. Since January 1st is a federal holiday, SSI beneficiaries will receive their January 2026 payment on December 31st, 2025.
Dual recipients (Social Security + SSI)
Individuals who receive both normal Social Security and SSI received:
- SSI on the first of December
- December 3rd, Social Security
- On December 31, there will be a third payment for January SSI.
Christmas Eve Social Security Deposit
The approximately 7.5 million users of Supplemental Security Income (SSI) receive unique treatment: regular December payments begin on December 1 and, because of the New Year’s Day holiday, an advanced January 2026 reimbursement occurs on December 31.
SSDI and retirement COLA apply to actual January checks; this December 31 payment is January’s benefit with the new 2.8% COLA baked in, raising the maximum federal SSI from $967 to $994 per month. Tens of millions of recipients are served by SSA each month, with direct deposit being given priority for timeliness.
What Is The Amount Of Money That Recipients Of Social Security Receive?
Based on the SSA’s latest recent data:
Retirees: $2,013.32 a month on average. The maximum monthly retirement benefit is $5,108. SSDI: $1,588.52 on average. Survivors: about $1,576.20. SSI: $717.90 per month on average
How do Social Security Benefits Get Sent?
Nowadays, the SSA employs electronic payments virtually exclusively, via, Bank account direct deposit. The Direct Express card is perfect for people who don’t have a bank account. Both approaches ensure faster benefit delivery and increased security.
Social Security Payment Schedule
- Dec 3: Pre-May 1997 filers, international, SSI/Social Security duals
- Dec 10: 1st-10th
- Dec 17: 11th-20th, up to $4,018 potential
- Dec 24: 21st-31st
- Dec 31: SSI January advance with 2.8% COLA