PM MUDRA Loan 2025: The Government of India has started pm Mudra loan scheme in 2015. The union ministry has announced this scheme to provide loan under Micro Units Development and Refinance Agency Ltd. Which is also known as MUDRA. All the micro, small and medium enterprises can up scale and start their business by using the financial assistance of Mudra loan.
The India is Developing country which is continuously growing. it is important to promote Entrepreneurship Among youth to established new business enterprises in India. the scheme is focusing on Micro, Small and Medium Enterprises- MSMEs. They can apply for Mudra loan from any bank to start and run their small units. This PM MUDRA Loan scheme 2025 will improve the status of job seekers and will promote to build up a new business and provide job to others.
PM MUDRA Loan 2025 Overview
| Name of the scheme | Pradhan Mantri Mudra Yojana (PMMY) |
| When launched | 8 April 2015 |
| Launched by | Prime Minister Narendra Modi |
| Objective | To provide financial assistance to medium businesses |
| Interest Rate | 8% to 14% (determined by bank) |
| Loan Amount | Rs 50,000 to Rs 20 lakh |
| Helpline Number | 1800 180 1111 |
| Official Website | www.mudra.org.in |
Types of Pradhan Mantri Mudra Yojana (PMMY)
Government has created three type of Mudra loan which are suitable according to Enterprises and their needs. you can ask up to 10 lakh from this scheme as a loan.
Shishu Mudra loan
If you are running a small business for want to start a new business where you need up to 50000 Rupees then you can apply for Shishu Mudra loan. this loan will provide you loan amount of Rs 50000 rupees and you will get total 5 years to return this amount to the bank.
Kishor Mudra loan
If you are running small Enterprises or running any manufacturing unit where you need up to 5 lakh rupees then you can apply for Kishore Mudra loan. in the scheme is providing the loan amount from 50001 to 5 lakh.
Tarun Mudra loan
You can ask for a maximum 10 lakh under pm Mudra loan from any bank. If you need more than 5 lakh rupees and maximum 10 lakh rupees then you can apply for Tarun Madhura loan. you will get up to 60 months to return this amount to the bank.
HTET Biometric Verification List 2025 (Out): District wise Candidate List PDF Download
KCET 2025 Round 2 Seat Allotment: Result Dates, Cutoffs and Admission Process
Features of PM Mudra Loan Yojana 2025
- No processing and other charges: Many banks and Enterprises are providing loans to start up a new business but there are some hidden charges for extra processing fees. but pm Mudra loan is not charging any processing fees to the citizens. there are no hidden charges.
- Citizens can get the loan amount in their bank account with simple procedure.
- Women, SC/ST and other challenging categories are getting preference to get pm Mudra loan from the bank.
- You will get up to 60 months to return your payment to the bank
- The interest rest for PM Mudra loan is also low irrespective of any other business loan which is provided by many banks.
Eligibility criteria for PM Mudra Loan Eligibility
The government is also providing flexibility under the eligibility to provide pm Mudra loan. Non Cooperative small business segments, Partnership firms, individual firms, small units, small manufacturing units, Shopkeepers, service provider unit, Vegetable and fruit vendors, fruit services unit, truck Operator, repairing units and all other small units are eligible to apply for PM Mudra loan scheme. You can also apply for Mudra loan to purchase taxi, tempo, three wheelers taxi which are running in CNG gas.
Documents to Apply for Pradhan Mantri Mudra Yojana
- Any government approved ID card including Aadhar card/ pan card/ ration card/ voter ID card/ passport/ driving licence etc.
- Address proof of the candidate. You should submit your latest Electricity bill, Telephone bill, water bill
- Latest 2 recent passport size photographs of application not more than 6 months.
- List of Items to be purchased
- Proof of business. (Registration documents)
- GSTIN
- Registered mobile number and email ID.
- If you belong to any category then you can also attest the related certificate.
Prepare 2 sets of photocopies of all above documents to submit to the bank. You should also carry original documents for verification purposes.
How to Apply for PM Mudra Loan Yojana 2025?
The Mudra Loan Scheme supports and promotes partner institutions in order to achieve development in a sustainable and inclusive way. Detailed instructions for completing the Pradhan Mantri Mudra Yojana Application Form 2025 online are provided below.
Step 1: Go to official PMMY website at https://www.udyamimitra.in/
Step 2: The applicant can click the “Apply Now” link under the “Mudra loans” tab after scrolling down the main page.
Step 3: The PM Mudra Yojana registration form 2025 will show up as follows after you click the link.
STEP 4: Here enter name of applicant, e-mail ID, mobile number and click at “Generate OTP” button. Next Verify OTP to complete the PM Mudra Yojana registration process.
STEP 5: In the next step, applicants can complete their profile to fill PM Mudra Loan Yojana online application form.
STEP 6: In order to finish the Pradhan Mantri Mudra Yojana online application process, enter all of your personal and professional information and click the “Submit” button.