PM Vishwakarma Yojana Online Apply, Benefits, Eligibility

PM Vishwakarma Yojana 2026: PM Vishwakarma Yojana is quite popular among the Artisans of India who undertake handmade and handicraft artistic work. The government is offering maximum 3 lakh rupees loan under Pradhanmantri Vishwakarma Loan scheme 2026, which is offered in 2023, and to the Eligible beneficiaries, and is also assisting the beneficiaries in arranging the advanced tools and equipment with regard to their handicraft and artisan work with 15000.

Hence in case you are also interested in receiving the monetary assistance of the government to set up or upgrade your small handicraft based business in India as well be pleased to read this article PM Vishwakarma Yojana Registration 2026 and we would like to pass to you the full details of PM Vishwakarma scheme including PM Vishwakarma Yojana Registration 2026 Procedure, loan amount, toolkit amount, list of beneficiaries of PM Vishwakarma scheme 2026.

PM Vishwakarma Yojana 2026

A programme operated by the Ministry of Micro, Small and Medium Enterprises (MSME) is named PM Vishwakarma Yojana, which is supposed to assist such artisans. It is a Central Sector Scheme having a huge 13,000 crore-long-run budget that is to be applied in the period 2023-24 to 2027-28 to support traditional craftsmen throughout India.

It is not only about giving money to the people, this scheme is a package of support. You are getting collateral free loans, training with day to day stipend, 15,000 e-vouchers to buy tools, and a PM Vishwakarma Certificate and ID in order to make yourself more credible. By February 2026, 29.44 lakh artisans will already have benefited with 2.71 crore applications made in the country.

PM Vishwakarma Yojana 2026 Objectives

To legitimately treat artisans and craftspeople as Vishwakarmas, so they could be covered by advantages under the plan. To offer simple and complicated training to develop the capabilities of the beneficiaries. To provide the artisans with contemporary equipment and contemporary tools that would enhance their productivity.

To open credit without security to assist the artisans in setting up or growing their businesses. To provide motivation towards adopting online payment. To develop a platform to promote brands and to make a contact of selling products to artisans with markets. To transform the artisans and craftspeople (especially in the unorganized sector) so that they can better their income and livelihood hence creating an economic growth.

Benefits of PM Vishwakarma Yojana 2026

A point will give you ease in knowing the full benefits of this scheme as you can check the benefits of PM Vishwakarma Yojana 2026 in the following. Artisan skills will be registered by giving a central government recognition ID card to the registered citizens. This certificate and ID card will come to your rescue in terms of implementation and accruing of benefits of this scheme, you will also be termed to be a registered artist by Government of India. Registered beneficiaries will be trained on skills where they will be taught about the technical side of their respective art using advanced machineries. applicant will also be supplied by their respective training centres with a Toolkit based on the particular art.

The toolkit will be provided from the basic training centre where it will include all the items which are important for their work. You will get 15000 incentive to prepare your toolkit according your needs. Beneficiaries will also get up to 3 lakh rupees loan with only 5% interest rate. however at the initial stage they will get Rs. 1 lakh rupees loan for 18 month tenure. After that they will provide you additional Rs. 2 lakh rupees loan for the maximum 30 months of tenure.

Registered applicant will also get Rs. 1 Commission for every hundred rupees transaction through online mode. It will make them suitable for Digital transaction. Beneficiaries will also get the training of the marketing techniques to sell their items in the digital world. They will learn these marketing techniques from various partner companies of Government of India which are supporting Vishwakarma scheme.

PM Vishwakarma Yojana 2026 Amount & Interest Rate

Under the PM Vishwakarma Scheme, enterprises up to the size of Rs.3 lakh are entitled to collateral-free Enterprise Development Loans of up to 300000 rupees which are released in 18 months, and 300000 rupees instalment in 30 months. This is concessional loan that is offered at a maximum interest rate of 5 with an interest subsidy of 8 percent offered by the Government of India.

Basic Training Benefactors will receive the first tranche loan of up to Rs. 1 lakh. The second tranche is offered to individuals that have used the first tranche, had a standard loan account, embraced digital transactions in their business or took part in the Advanced Training.

PM Vishwakarma Yojana 2026 Key Features

The PM Vishwakarma Yojana will empower the Vishwakarma population by giving them financial support and economic development opportunities.140 Vishwakarma community members in Tamil Nadu and other states will get financial aid. The project helps the artisans to become financially stable and independent.

Beneficiaries will have an opportunity of enhancing their financial status and livelihoods.The program assists in alleviating unemployment and making new working places. Professionals will be helped to improve on what they can do and instead of doing manual work; they will concentrate on their profession.

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Who is Eligible for PM Vishwakarma Yojana 2026?

Indian citizen which age is more than 18 years old can apply in this scheme. The applicant should be engaged any traditional work which is done by handicraft and tools .There are some other Central is sponsored scheme to UP scale local business including Mudra loan, PMEGP etc.

If you are using the loan facility of above schemes from at least 5 years then you cannot apply in this scheme. however if you have submitted your Mudra loan timely then you can apply in Vishwakarma scheme. Only one member of the family will get benefit of Vishwakarma scheme. If a person or the family member of the person is engaged with any government job than you cannot apply in this scheme. the family is calculated as husband wife and unmarried children.

Trades Cover Under PM Vishwakarma Yojana 2026

The scheme covers a total number of 18 traditional trades practiced through the artisans across India. These must include the following:

• Carpenter.
• Blacksmith.
• Goldsmith.
• Potter.
• Sculptor.
• Cobbler.
• Mason.
• Dholak Maker.
• Garland Maker.
• Tailor.
• Barber.
• Washerman.
• Doll & Toy Maker.
• Fishing Net Maker.
• Locksmith.
• Stone Breaker.
• Basket/Matt Maker.
• Boat Maker.

PM Vishwakarma Yojana 2026 Important Documents

Aadhar card, ration card. If you do not have a ration card, then you have to submit the Aadhar card of all the family members, Bank account details and passbook photocopy, Cast certificate,  if you have additional certificates and documents which are related to your handicraft work then you can also submit it at the time of online registration

PM Vishwakarma Yojana Online Apply

Online/offline registration It consists of online and offline registration of the PM Vishwakarma Yojana 2026:

• Registration through the PM Vishwakarma Yojana portal through the involvement of the closest Common Service Center (CSC).

• The CSC officials shall access the PM Vishwakarma Yojana portal by clicking on CSC – Register Artisans option under the category of login.

• Then follow-up your mobile validation and Aadhaar e-KYC in the CSP.
• Complete the Artisan Registration Form, fill it in and submit on the portal with the CSC officers.

• Moreover, CSC officials will assist in you registering on the Udyam. Support System as MSME business persons.
• After registration, log-on to PM Vishwakarma Scheme portal and obtain PM Vishwakarma Digital ID and Certificate.
• Vishwakarma portal will allow you to apply benefits in different categories through the plan.

The validation process involves the approval at Gram Panchayat/ULB level, District Implementation Committee and the Screening Committee to adapt genuineness and eligibility.

PM Vishwakarma Yojana Documents

• To verify identity and e-KYC.
• Some form of self-statement or a document declaring that you are engaged in one of the 18 trades.
• YourAadhaar attached passbook or cancelled cheque.
• Connected to Aadhaar in checking OTP.
• A recent database size, depicting a passport size.
• This may be optional, however a ration card or voter ID can help.

PM Vishwakarma Yojana Offline Application Process

1. Pay visit to a CSC: Visit your closest Common Service Center.
2. It has to request the Form: Question the PM Vishwakarma Yojana application form.
3. Fill It Out: Fill in Aadhaar, trade, bank information and other information as required.
4. Get a Receipt: You will be given a reference number in which you can follow your application.
5. Full e-KYC: Visit the CSC to undergo aadhaar based biometric verification in order to complete registration.

PM Vishwakarma Yojana Verification Process

Once your application is completed, your information is put through a process verification of three steps:

1. Local authorities interrogate your information and make sure that only a single family member applies.
2. Checks up trade and paperwork.
3. Offers ultimate registration and benefits consent.

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How to Check Status of PM Vishwakarma Yojana 2026?

Application/Registration You can monitor your application/ registration by entering the portal PM Vishwakarma Yojana 2026.

• Open the official PM Vishwakarma website.

• On the home page, the home page will have a drop-down menu or a button that will say login; click on the top right corner.

• Among the choices of the three options of the logins, select the Applicant login or a similar variant.

• There is the option to enter your registered mobile number and the password you have created during the application process.
• Enter the captcha shown at the screen to demonstrate that you are not a robotic.
• To log in to your personal dashboard, majorly, just click on the “Login” button.

• After being logged in, information on the present stage of your application i.e. whether it is verified at Gram Panchayat/ULB level, recommended by the District Implementation Committee or awaits a final check by the Screening Committee.

The Government of India has a massive project that is planned to empower the artisans, craftspeople and skilled workers through the PM Vishwakarma Yojana 2026. According to this plan, the beneficiaries will get free training, ₹500 daily stipend, ₹15,000 tool kit allowance, up to 3 lakh loan with an interest rate of 5%. The scheme targets the individuals belonging to more than 140 castes that are regarded as possessing different crafts and so ensures that individuals are offered with new chances to work and be self employed.

The process is purely web based whereby it can be easily done via the official site pmvishwakarma.gov.in. You are probably eligible in this scheme; then apply to it as soon as possible and make your skills a new level.

FAQ’s About PM Vishwakarma Yojana 2026