Rajiv Gandhi Housing Scheme 2026: Rajiv Gandhi Housing Scheme by Karnataka government is a light at the end of the tunnel of the economically disadvantaged citizens who desire to own their own homes. Every human being has a dream to at least cover his or her head with a well constructed roof to safeguard himself and the family.
But, even with their wishes, people cannot spend that amount of money as a house is no child-play, and with the prices that are high, many people abandon their dream of having a home. The Karnataka government has however chosen to bring the dreams of these aspiring homeowners to reality.
Yes, the Karnataka state government has now launched the Rajiv Gandhi Housing Scheme for the people of Karnataka, through which permanent houses are being provided to economically weaker sections and socially disadvantaged people without any discrimination. Under the Rajiv Gandhi Housing Scheme, a house is considered not a luxury but a basic necessity and is being declared as a right of every citizen.
Rajiv Gandhi Housing Scheme 2026 & Ashraya Portal
Therefore, the Rajiv Gandhi Housing Scheme 2026 has been enthusiastically promoted throughout Karnataka, and the government is not only ensuring the provision of permanent houses under this scheme but is also providing beneficiaries with government subsidies, affordable construction materials, and assistance in building their homes. Under the scheme, the state government has now also launched a digital portal for the application process and to check the status.
This ashraya.karnataka.gov.in portal is called the Ashraya Portal. Applying, checking beneficiary status, and viewing other details has become very easy through this portal, and today we will give you complete details about it. We will explain how the Rajiv Gandhi Housing Scheme is not just a scheme to provide a building, but a significant program to empower economically weaker and backward sections of society.
What is Rajiv Gandhi Housing Scheme 2026?
As we stated, the Karnataka government is running a housing scheme of massive proportions, which is the Rajiv Gandhi Housing Scheme. In Karnataka, the scheme is carried out in the Rajiv Gandhi Rural Housing Corporation Limited. In this scheme, permanent houses are availed to poor individuals, particularly, those who are in the economically weaker classes and those in backward classes. In this scheme, preference is accorded to SC, ST, women, disabled persons and marginalized citizens.
The Rajiv Gandhi Housing Scheme 2026 is offering housing at reasonable prices in such a way that no individual can be denied the opportunity of having this essential need. Different schemes under this scheme are being implemented by the Karnataka Housing Board and they include Basava Vasati Yojana, Dr. B.R. Ambedkar Nivas Yojana, Ashraya Yojana etc. Moreover, the implementation of multi-story projects is also being used in the big cities to solve the issue of the homeless.
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According to the 2026 plan, the Karnataka state government has come up with an Affordable Housing Policy under the Rajiv Gandhi Housing Scheme, which also encompasses the Pradhan Mantri Awas Yojana. According to this plan, financial assistance and subsidies will be offered to the Rajiv Gandhi Rural Housing Corporation Limited and other housing agencies.
There has also been the introduction of 100,000 units in major cities in a multi story housing scheme with a unit cost of 11.2 lakh, which will be served to the needy people. This program also proposes an interest subvention scheme to be implemented in the 2026-27 budget in order to lower the interest burden put on the beneficiaries.
Those who have deposited 1 lakh rupee under the scheme of 100,000 multi-story housing will now have the chance of getting their homes provided by the state government. The state government also will attempt to incorporate the 1 lakh deposit deposit into the end cost. The government is also planning to give an extra support of 1 lakh to each beneficiary under this scheme and in future, ownership documents will also be given to the beneficiaries under the Ashraya Group Housing Scheme.
Funds have also been approved along with this scheme under the Pradhan Mantri Avas Yojana Urban and Pradhan Mantri Avas Yojana Rural. These schemes will have the state and central governments offering houses to the needy individuals in the near future. There is an online process that has been initiated under this scheme recently. The Ashraya portal has been introduced by the Rajiv Gandhi Rural Housing Corporation Limited, where the beneficiaries can get an opportunity to easily log in, apply and see fund release reports.
Rajiv Gandhi Housing Scheme 2026 Eligibility
To draw the perks of this scheme initiated by the state government, the applicants would have to satisfy some specific eligibility criteria and some of these requirements are as follows: The applicant must be a Karnataka permanent resident. The candidate should also be part of the economically disadvantaged group. The candidate should not be already a permanent house owner.
The applicant has also been put into an income limit and the annual income is pegged at 2.50 lakh. Nevertheless, a different housing program is being operated under the lower income group where the same income requirements will not be the same. The applicants should possess the documentation. The SC/ST, elderly people, and the disabled are being prioritized under this whole scheme
How to Apply Online for Rajiv Gandhi Housing Scheme 2026?
As mentioned earlier, an online portal has been launched for the beneficiaries under this scheme. On this online portal called Aashray, applicants can now easily complete the online process. First, they have to visit the portal aashray.karnataka.gov.in. Here, they will first have to complete the registration process.
After registration, they will have to fill out the housing scheme application form. After filling the application form, they will have to upload all the necessary documents in the specified format. The list of documents may include: 2026 size photograph, bank account details, caste certificate, etc. After submitting all the documents, the applicant will have to submit the form. Upon clicking the submit option, the applicant is given an application number or reference ID, which is useful for checking the status in the future.
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How to Check Your Application Status on the Aashray Portal?
Once the application process is complete, applicants can also check their application status on the Aashray portal. To check the Rajiv Gandhi 2BHK Housing Scheme 2026 and Check Beneficiary Status, the applicant has to visit the Aashray portal. Here, they will have to complete the login process.
After logging in, they will have to click on the Beneficiary Info or Beneficiary Status option. After that, they will have to enter the reference ID or number and their mobile number. Upon entering the mobile number, the applicant’s beneficiary status, payment details, and other information appear on the application screen.
ashraya.karnataka.gov.in Scheme Implementation
It should be mentioned that construction materials, and funds are issued at a slow pace by the state government under this scheme. All this is done with the oversight of officials. The release of funds or subsidies is done at a stage-by-stage basis as the construction work goes on. The Rajiv Gandhi Rural Housing Corporation Limited makes sure that the money is availed to the accounts of the citizens in a transparent manner.
Digital signatures, online work orders, and SMS inform the citizens at each phase. In the event that construction materials are being supplied to the citizens by Basava Vasati, officers will be observing the development at each stage. The release of construction materials and funds is done when each milestone is accomplished.
In summary, the Rajiv Gandhi Housing Scheme is being operated by the Rajiv Gandhi Rural Housing Corporation Limited, for which the state government has now created the Ashraya portal. Applicants can now apply online through the Ashraya portal and also check the status of their application. Many beneficiaries have already received permanent houses under this scheme, and if you also wish to benefit from this scheme, complete the application process as soon as possible.
Rajiv Gandhi Housing Scheme 2026 Benefits
- Subsidized Construction Materials: In the rural regions, the eligible beneficiaries are provided with up to 85 percent of the raw materials necessary to develop kutcha homes into pucca homes.
- Targeted Help: Special assistance is given to disadvantaged people such as HIV-infected families, Lepsy-cured persons, nomadic communities and liberated bonded servants.
- Urban & Rural Coverage: Programs such as Basava Housing are rural oriented and PMAY (U) (usually integrated with state programs) is urban oriented housing, where extensions are likely to continue to support such objectives.
- Enhanced Quality of Life: The first goal is to have safe, sustainable and long-lasting homes to the homeless people, as well as those who stay in unsafe environments.
Rajiv Gandhi Housing Scheme 2026 Major Impacts
- Financial Assistance & Subsidies: Government subsidizes construction materials up to 80 percent to the beneficiaries. Sometimes, subsidies are provided up to 600 sqft up to 2 lakhs to construct houses.
- Specific Beneficiaries: Concentrates on but not restricted to SC/ST, OBC as well as household and families with yearly earnings of less than particular levels (e.g. 32,000 rural, 87,600 urban).
- Infrastructure Improvement: This project focuses on transforming slums into pucca houses with better access to electricity, roads and sewage, where living conditions can be improved.
- Empowerment: Gender equality by encouraging women to possess land/houses, or own it jointly.
- Transparency: Adopts beneficiary-led construction, which limits the involvement of contractors and provides transparency.
FAQs: Rajiv Gandhi Housing Scheme 2026
The core idea is to offer cheap permanent (pucca) homes to those poor rural and urban disadvantaged families, even by programmes such as Basava Vasati Yojana and Ashraya.
They should be permanent residents of Karnataka, aged 18 years and Economically Weak or Low Income (EWS or LIG).
The applications are done online either via the official RGRHCL (Ashraya) web site or through the Seva Sindhu portal.
The following are the documents needed: Aadhaar card, income certificate (authenticating status of EWS/LIG), age proof, residency proof (ration card/utility bill), and, as may be the case, land ownership proof.
By 2025-2026, the overall price per unit house in Basava Vasathi Yojana will reach 1.5 lakh.
The applicants will be able to access the portal and view their status by entering their application number or beneficiary ID on the official portal of RGRHCL.
Yes, the Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0) is also in motion, which offers central support to housing, and some of its projects are extended until the end of 2025-2026.