Social Security Forms Sent on December 26, 2025: As the government agency gets ready to start issuing them on December 26, Americans who receive Social Security benefits should be on the watch for two important tax paperwork that will arrive soon after Christmas.
In the recent changes to tax laws that impact Social Security benefits, these forms will be necessary for submitting 2025 federal income tax returns in 2026. Forms SSA-1099 and SSA-1042S include comprehensive summaries of benefits received throughout the preceding year. The SSA-1042S performs a similar function for non-citizens who received benefits throughout the year, but the SSA-1099 reports the total Social Security benefits for U.S. citizens.
Social Security Forms Issued on December 26, 2025
The majority of the forms should reach recipients by the end of January, according to the Social Security Administration, which has planned the mailing to start on December 26.
Starting on December 25, beneficiaries will also be able to obtain their documents online through their personal Social Security accounts, providing early access one day before to the commencement of the physical mailing.
“Millions of Americans rely on these forms to accurately file their federal tax returns,” according to experts.
A temporary $6,000 reduction in taxable Social Security income for eligible seniors is provided by recent legislative amendments, such as the One Big Beautiful Bill Act signed by President Donald Trump in July. This could have an impact on tax liability or refunds.
Additionally, provisions that had previously decreased payouts for nearly 2.8 million public-sector pension recipients, including teachers and firefighters, were removed by the Social Security Fairness Act, which was passed earlier in 2025.
The income recorded on the SSA-1099 may be impacted by retroactive lump-sum payments and enhanced benefits, so beneficiaries must carefully review the information.
In order to prevent delays, incorrect computations, or unforeseen tax bills, financial advisors are stressing how crucial it is to comprehend these paperwork. These legislative changes could possibly result in higher refunds for pensioners who overpaid federal taxes in 2025.
Experts advise beneficiaries to check the forms as soon as they arrive and double-check the amounts with personal records as they get ready for the post-Christmas mail.
In addition to ensuring a more seamless filing process, proper handling of these records enables retirees to optimize their benefits under the new law.
It’s important to be aware because these paperwork arrive throughout the hectic Christmas season. Proactive Social Security users will be better able to manage their tax obligations and fully utilize the credits and deductions that are available.
SSA Forms Alert
The Social Security Benefit Statement, or SSA-1099, is the main form. It displays the overall rewards you were given over the course of the prior year. Your federal tax return needs to include this information.
The SSA-1042S is the second document. This form is intended for recipients of benefits who are not citizens. Reuters reported that both forms will start to be mailed on December 26.
By the end of January, the majority of paper forms should be delivered. Recipients might also choose a quicker, digital solution.
Beginning on December 25, beneficiaries can view their forms online. All they require is an individual “my Social Security” account. This prevents postal delays and enables early preparedness.
Effects of New Law on Your Taxes
The shapes are more important this year. The tax environment for receivers has been altered by significant new legislation. The One Big Beautiful Bill Act is one significant modification.
A temporary deduction is provided by this statute, which was signed in July. Seniors who qualify can deduct $6,000 of their Social Security income from their federal taxes. For 2025, this can result in lower tax obligations or higher refunds.
The Social Security Fairness Act is another important piece of legislation. It eliminated clauses that lowered public sector employees’ benefits. Teachers and firefighters are among the nearly 2.8 million individuals impacted.
Some people might get lump sum payments or better benefits. The amount shown on their SSA-1099 may vary due to this retroactive income. According to experts, this could result in bigger tax returns for certain retirees.
For an accurate and timely return, these Social Security tax forms must be handled correctly. Examining them in advance helps prevent unforeseen obligations or filing delays.