Namo Laxmi and Saraswati Yojana 2026: According to the state government, two prominent financial incentive programs, the Namo Lakshmi Yojana and the Namo Saraswati Sadhana Yojana, have effectively increased school enrollment, enhanced attendance, and motivated students to finish upper secondary education. The Namo Saraswati Sadhana scheme offers financial aid of Rs 25000, Rs 10000 for Class 11 and Rs 15,000 for Class 12 students to students who choose the science stream at the higher secondary education level, while the Namo Lakshmi scheme, which is targeted at female students, offers a total of Rs 50,000 to Rs 20,000 in Classes 9 and 10 and Rs 30,000 in Class 12.
The overall number of female enrolled increased by 61,546, or 4.63%, from 13.29 lakh to 13.91 lakh in a single year, according to government statistics. In just one year, the number of girls enrolled in grade 12 increased by 13.59%. Zero attendance decreased by 50%, from 92,491 to 47,358, according to government officials. According to sources, total enrollment under the Namo Saraswati plan increased to 2.55 lakh pupils in the 2025–2026 academic year, a 6.34% rise over the previous year. According to statistics, enrollment in class 12 science climbed by 11.04%, and attendance in the 81% to 89% attendance bracket more than doubled to 43,533 pupils.
Namo Laxmi and Saraswati Yojana 2026
The Finance Minister of Gujarat also unveiled two new schemes of female students in the state before tabling the state budget. The budget has introduced Namo Lakshmi and Saraswati Yojana 2026 schemes, which will give financial support to the state female students. Therefore, in case you are living in Gujarat, this article will provide you with the most recent news regarding the Namo Lakshmi and Saraswati Yojana 2026.
The Namo Saraswati scheme is being introduced to achieve a higher number of girls students in the science stream in the state to help them gain a career in the science streams, such as engineering, technology etc. besides the Namo Saraswati scheme, the government of Gujarat has also proposed the Namo Lakshmi scheme.
Namo Lakshmi scheme, It is initiated to make more girls students enroll in secondary education. The secondary education begins with class 9 and continues up to 12 and beyond. Namo Laxmi and Saraswati Yojana 2026 are intended to help promote the Mission School of Excellence 2.0.
Gujarat Girls Scholarship Scheme 2026
The government of Gujarat will dispose the amount of 50000 rupees per girl under the Namo Lakshmi scheme. The 10000 yearly will be given to all the girl students in 9th and 10 th grade, and the 15000 yearly will be given to the 11th and 12th grade girl students in the state. The government will spend over 50,000 to enroll and motivate girl children to take secondary education.
Besides this, girls studying the science stream in 11th and 12th grade will also receive some extra benefits through the Namo Saraswati scheme. But, the officials will dispose the financial aid of the Namo Lakshmi scheme on monthly basis in their bank account where 9 th and 10 th class students will receive 500 rupees monthly and 11th and 12th class students will receive 750 rupees monthly.
The remainder of the amount will however be dispatched to the bank account upon the completion of their class. Therefore, the plan will not be joined with any other welfare scheme or scholarship within the state of Gujarat but will be offered as an extra financial aid, which will make them able to meet the cost of the secondary level education.
Beneficiaries of Namo Laxmi Yojana & Namo Saraswati Yojana
The government will consider the Namo Lakshmi scheme financial aid to all the 9th -12th class girl students studying in any government school within the state. Direct benefit will only be provided to such girls who have finished 7th and 8th of any government school in the Gujarat state and are studying 9th to 12th class.
Besides the government schools, government-aided schools and the private schools will also be incorporated in this scheme. Although students are required to provide the annual income of their family so as to be eligible to this Namo Laxmi and Saraswati Yojana 2026, the yearly income of the family must not exceed 600000.
How to Apply Namo Laxmi and Saraswati Yojana 2026
- Application in the School: Students do not apply on-line but registration is done by the nodal officer of the school in the CTS portal.
- Document Submission: Have to submit the documents required (bank passbook/cheque, Aadhaar, income proof, mark sheets) to your school administration.
- Checking: Checking of applications is done by the Education Department through the District Education Officer.
- Direct Benefit Transfer (DBT): The scholarships are deposited directly to the bank account of the mother or the student.
Namo Laxmi and Saraswati Yojana 2026 Benefits
Namo Lakshmi Yojana Benefits
- Classes 9 and 10: Rs 50,000 — Rs 20,000
- Classes 11 and 12: Rs 30,000
Namo Saraswati Yojana Benefits
- Class 11 students: Rs 25,000 — Rs 10,000
- Class 12 students: Rs 15,000
Key Benefits & Goals
- Financial Empowerment: Removes the barriers to education among girls.
- Direct Benefit Transfer (DBT): The money is directly deposited in the account of the mother to spend on vital expenses such as tuition fees, textbooks and uniforms.
- Better retention: Promotes retention by girls in school and higher classes.
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FAQs: Namo Laxmi and Saraswati Yojana 2026
What is the Namo Laxmi Yojana?
Namo Laxmi Yojana is a Gujarat government scholarship scheme allowing girl students in 9th -12th classes of the Education Department to receive financial support. It aims at motivating them to stay in their schools and lower the level of dropouts.
Who is Eligible for the Scheme?
Eligibility is for girl students in Classes 9th to 12th attending government, aided, or private secondary/higher secondary schools in Gujarat. There is an annual family income limit of ₹6,00,000/-.
What is the income limit?
The annual family income must be less than ₹6,00,000.
How to apply?
Eligible students can apply through their schools, which register them on the Child Tracking System (CTS) portal of the Vidya Samiksha Kendra.
