4 New CRA Benefit Payments For Ontario Residents In July 2026: July 2026 marks the start of a new benefit year for most of the payments the Canada Revenue Agency (CRA) sends to Ontario households (CRA Benefit Payments). A confirmed round of inflation indexation is kicking in across several programs, and — for the first time — entitlements are being recalculated using 2025 tax return data instead of 2024 figures. That means many Ontario residents will see their deposits shift up or down this month depending on how their household income changed year over year.
Adding to the changes, the long-running GST/HST credit is being retired and replaced by a new, more generous program. Combined with updates to the Ontario Trillium Benefit, the Advanced Canada Workers Benefit, and the Canada Child Benefit, there are four notable CRA payments Ontario residents should watch for this month. Here’s a breakdown of each one, including dates, amounts, and eligibility rules regarding CRA Benefit Payments.
Canada Groceries and Essentials Benefit (CGEB)
The biggest structural change this month is the debut of the Canada Groceries and Essentials Benefit, which officially replaces the GST/HST credit starting with the July 3, 2026 payment. The rebrand was legislated through a bill that received Royal Assent earlier in 2026, and it comes bundled with a 25% increase to quarterly CRA Benefit Payment amounts that will remain in place for five years, through 2031.
Importantly, the eligibility rules, income-testing formula, and quarterly payment schedule all stay the same as under the old GST/HST credit, so existing recipients don’t need to reapply. To qualify, you generally need to be a Canadian resident for tax purposes, be at least 19 years old, and have filed an income tax return. Newcomers who have never received the credit before must submit Form RC151 through CRA My Account.
For the July 2026 to June 2027 benefit year — based on your 2025 tax return — a single individual receiving the maximum amount can expect roughly $679 annually, a couple or common-law partners can receive up to $890, and an additional amount of up to $234 is paid for each eligible child under 19. Your adjusted family net income needs to fall below approximately $46,432 to receive the full maximum; above that threshold, the benefit phases out gradually as income rises.
If you already received a one-time GST/HST credit top-up CRA Benefit Payment in June 2026 as part of the transition, that was a separate, one-off deposit and does not reduce your regular July 3 CGEB payment.
Ontario Trillium Benefit (OTB) — July 10, 2026
The Ontario Trillium Benefit bundles three provincial credits — the Ontario Energy and Property Tax Credit (OEPTC), the Northern Ontario Energy Credit (NOEC), and the Ontario Sales Tax Credit (OSTC) — into a single monthly deposit administered by the CRA on behalf of the Ontario government. The July 10 payment kicks off a new OTB benefit year, meaning amounts are now calculated using your 2025 tax return rather than your 2024 return.
Several component maximums have increased through roughly 2% annual indexation for the 2026–27 benefit year. The Ontario Sales Tax Credit maximum rises to about $378 per year for each adult and each child. The Ontario Energy and Property Tax Credit maximum for adults aged 18 to 64 increases to approximately $1,307, while seniors 65 and older can receive up to about $1,488.
To qualify, you must have been an Ontario resident on December 31, 2025, and must have completed Form ON-BEN when filing your 2025 tax return to claim the OEPTC and NOEC components. The Ontario Sales Tax Credit is calculated automatically from your return with no separate application needed. If your total annual OTB entitlement works out to $360 or less, the CRA pays it as a single lump sum in July rather than spreading it across monthly installments.
Advanced Canada Workers Benefit (ACWB)
Lower-income workers also get a payment on July 10: the first installment of the new Advanced Canada Workers Benefit cycle. The ACWB delivers up to 50% of your estimated annual Canada Workers Benefit across three advance quarterly payments, so eligible workers don’t have to wait until tax season to see the money. The remaining balance is reconciled when you file your 2026 tax return the following spring.
For the 2026–27 benefit year, based on your 2025 tax return, the maximum basic amount is roughly $1,633 for single individuals and about $2,813 for families, with an additional disability supplement of up to approximately $843. To qualify, you generally need at least $3,000 in employment or self-employment income, Canadian residency for tax purposes, and to be at least 19 years old (or have a spouse, common-law partner, or dependent child).
Income thresholds are also adjusted for the new benefit year. In Ontario, the basic amount begins phasing out once adjusted net income passes approximately $26,855 for single workers or $30,639 for families, and no basic amount is paid once income exceeds roughly $37,742 for single workers or $49,393 for families. Full-time students enrolled for more than 13 weeks in the year generally aren’t eligible unless they have an eligible dependent. No separate application is required — the CRA automatically determines eligibility and issues advance payments once your return is assessed.
Canada Child Benefit (CCB)
Families raising children get their first CRA Benefit Payment at newly indexed rates on July 20, 2026. The CRA has applied a confirmed 2% inflation adjustment to CCB amounts for the July 2026 to June 2027 benefit year, and — like the other programs above — calculations now use your 2025 adjusted family net income rather than 2024 figures.
For the new benefit year, the maximum CCB amounts work out to roughly $8,157 per year (about $679.75 per month) for each child under 6, and approximately $6,883 per year (about $573.58 per month) for each child aged 6 to 17. To qualify, you need to live with a child under 18 and be primarily responsible for their day-to-day care. You or your partner must be a Canadian citizen, permanent resident, protected person, or a temporary resident who has lived in Canada for at least 18 consecutive months on a valid permit.
Ontario’s own Ontario Child Benefit continues to be folded into the same monthly CCB deposit, so families don’t need to apply separately for the provincial top-up. Newcomers to Canada can apply for the CCB as soon as they have a Social Insurance Number — there’s no need to wait until a first tax return has been filed.
A Few Things to Check Before July’s Payments Land
Because so many benefits are switching over to 2025 income data this month, it’s worth taking a few minutes to confirm your CRA My Account is up to date:
- Check your Notice of Assessment. If your 2025 return still shows “received but not assessed,” your July recalculation could be delayed.
- Update your direct deposit details if you changed banks in 2026 — outdated banking information can bounce a CRA Benefit Payment back to the CRA and add weeks to the wait for a reissue.
- Confirm Form ON-BEN was completed on your 2025 return if you want to keep receiving the Ontario Energy and Property Tax Credit and Northern Ontario Energy Credit through the OTB.
Most of these CRA Benefit Payments require no separate application beyond filing your annual tax return, but keeping your CRA My Account current is the simplest way to avoid delays as the new benefit year rolls out.
CRA Benefit Payment dates and amounts are subject to confirmation by the CRA and Service Canada. For the most accurate, up-to-date figures for your specific situation, check your CRA My Account or canada.ca.
Top Searched Question’s :- CRA Benefit Payments
When was first Canada Groceries and Essentials Benefit payment be issued?
The first CRA Benefit Payment has been made on July 3, 2026. Eligible individuals who have previously received the GST/HST credit do not need to submit a new application.
What is the Ontario Trillium Benefit (OTB)?
The Ontario Trillium Benefit includes the following:
Ontario Energy and Property Tax Credit (OEPTC)
Ontario Sales Tax Credit (OSTC)
Northern Ontario Energy Credit (NOEC)
When will the July 2026 CRA Benefit OTB payment arrive?
Eligible individuals can expect to receive their OTB payment on July 10, 2026.
What is the Advanced Canada Workers Benefit (ACWB)?
Instead of making a single CRA Benefit Payment after tax filing, the ACWB provides advance payments of the Canada Workers Benefit to eligible low-income workers throughout the year.
What is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a tax-free monthly CRA Benefit Payment for families raising children under the age of 18. The payment amount is based on family income and the number and ages of the children.
