Rajiv Yuva Vikas Yojana 2025: The Telangana state government has been providing various benefits to the youth of the state for some time. In this sequence, the Telangana State Government has also launched the Rajiv Yuva Vikasam Yojana. Through this scheme, the government is giving loans to the youth of Telangana state at subsidized rates, whose main objective is to make the youth self -reliant so that the educated youth can take advantage of this loan and start their own business. Under this loan, Telangana State Government is giving loans up to Rs 4 lakh at a low interest rate, the main benefit of which is being given to the Scheduled Castes Tribes and minority communities of Telangana state.
Through this Rajiv Yuva Vikas Yojana 2025 launched by the Telangana state government, while self -employment is to be promoted in Telangana, every effort is also being made to reduce the problem of unemployment. Under this scheme, it is being ensured that more and more youth can open their own industry or startup by getting a loan available at subsidized rates so that not only the economic condition of the youth is improved but also ensure the development of Telangana.
Youth can start the following business or startup under the loan provided by Telangana State Government
Agriculture related business such as organic farming, dairy, poultry farm, agricultural processing industry. Production -related industries such as handicrafts furniture, textile production, food processing industry, Candidates can start business in the field of retail and business, Hardware shops, mobile accessory shops, laptop shops etc. can open., Under the service sector, candidates can open their own shop, sewing boutique, tuition classes or coaching classes.
In the field of technical startups, youth can start businesses like freelancing, digital services, app development and graphic designing. Apart from this, youth can also try their hand in the field of transport. Also, under this loan, youth can also start business in fields like their homestay, hotel industry, tour and travels. Or youth can also open centers like Yoga Center, Fitness Training Center, Nutrition Consultation Center.
Loan facility provided under Rajiv Yuva Vikas Yojana
Under the Rajiv Yuva Vikas Yojana, the youth are given loans at subsidized rates on the basis of business unit and cost, whose interest rates may vary. Under this scheme, the candidate is given 5 to 7 years for repayment. The maximum period of 6 months to one year is also provided. For the cost of a business unit up to ₹ 50000, the government offers a loan without any interest where subsidy of up to 100% is provided.
For the cost of a business unit ranging from 50000 to ₹ 100000, the government gives loans at a subsidy of 90%. The government provides loans up to 80% for businesses costing 1 lakh to 2 lakh rupees. At the same time, the government gives a loan of 70% on business costing 2 lakh to 3lakhs. Also, if a youth wants to open a minor irrigation project, then he is given a loan without interest.
Eligibility Criteria for Rajiv Yuva Vikas Yojana
If the candidate is applying for business to apply in Rajiv Yuva Vikas Yojana, then it is necessary to be 21 to 55 years of age. If you are applying for business related business, then the age is required to be 21 to 60 years. The income of the candidate applying under this scheme was also determined on the basis of the area, such as the income of the candidates coming from the rural area is required to be 1.5 lakh per year, then it is necessary to have less than 2 lakh candidates coming from the urban area.
To take advantage of this scheme, the candidate must have all the necessary documents. After receiving the loan under this Rajiv Yuva Vikas Yojana , the candidate is required to establish self -employment in 5 years. At the same time, the government also reviews the arrangements set up under this scheme. Under this scheme, women candidates, disabled applicants, and widows are given priority.
Loan Amount and Subsidy Structure 2025
| Business Unit Cost | Loan Amount | Interest Rate | Subsidy Offered |
|---|---|---|---|
| Up to ₹50,000 | Full amount | 0% interest | 100% subsidy |
| ₹50,001 to ₹1,00,000 | Up to 90% | Low interest | 90% subsidy |
| ₹1,00,001 to ₹2,00,000 | Up to 80% | Low interest | 80% subsidy |
| ₹2,00,001 to ₹3,00,000 | Up to 70% | Low interest | 70% subsidy |
| Minor Irrigation Projects | Full amount | 0% interest | 100% subsidy |
What can be the benefits of this scheme launched by Telangana government
Due to this scheme launched by the Telangana government, more businesses will start in Telangana in the coming time, which will eliminate the problem of unemployment. At the same time, the pressure on Rajiv Yuva Vikas Yojana government to create jobs will be reduced and people will be able to strengthen financially. Due to this, development of rural areas will also be done easily and people will be encouraged for excitement.
Under this scheme, applicants will be provided free training along with loan. Also, candidates will be provided digital literacy, soft skills so that they can ensure better business after loan. At the same time, the government will also review from time to time so that people can be provided with commercial success.
Required documents Rajiv Yuva Vikas Yojana 2025
Rajiv Yuva Vikas Yojana: Aadhaar card of applicant, Caste certificate of applicant, Family income certificate of applicant, Educational documents of applicant, Applicant’s Business Prototype or Passport Size Photo of Planning Applicant, Applicant’s bank account details, Applicant’s residence certificate.
How to Apply for Rajiv Yuva Vikas Yojana 2025 Online
Step-by-Step Process:
- Visit the official Telangana OBMS Portal: https://tsobmms.cgg.gov.in
- Download the application form from the homepage.
- Fill in the form carefully with all business and personal details.
- Attach the required documents mentioned above.
- Submit the completed form at the nearest district office or designated center.
- The form and documents will be verified by officials.
On approval, the loan amount will be disbursed based on business cost and economic status.
Conclusion: Rajiv Yuva Vikas Yojana 2025
Thus, under this scheme, Telangana State Government is giving subsidy loans up to ₹ 300000 to unemployed youth so that the youth can become self -sufficient and start their own employment.
FAQs about Rajiv Yuva Vikas Yojana 2025
What is the maximum loan amount under this scheme?
Up to ₹3,00,000 (subsidized). For small units (below ₹50,000), loans are interest-free.
Who is eligible to apply?
Telangana residents aged 21–55 years (60 years for agri-business) from SC, ST, or minority communities with income below the prescribed limits.
Is any collateral required?
No, for loans under ₹1 lakh, collateral is generally not required. However, higher-value loans may be reviewed based on risk assessment.
Where to apply?
Visit the official OBMS portal: https://tsobmms.cgg.gov.in to download and submit the application form.
Will I get any business training?
Yes, free training in entrepreneurship, digital skills, and financial literacy is provided to all approved applicants.