PMAYG [Latest] Pradhan Mantri Awas Yojana List 2026 | प्रधानमंत्री आवास योजना लिस्ट 2026

PMAYG Pradhan Mantri Awas Yojana List 2026: The Indian Prime Minister Shri Narendra Modi, on June 25, 2020 started the scheme Pradhan Mantri Awas Yojana PMAY i.e.  “Housing for all”. PMAY is a Central government scheme of Indian government through which poor persons residing in cities will be granted houses to satisfy their purchasing capability. In 9 States the govt has recognized 305 cities and towns in which these Pradhan Mantri Awas Yojana houses PMAY will be built.

The Pradhan Mantri Awas Yojana (PMAY) has been extended till 2028–29, aiming to build 20 million additional houses. Under the scheme, eligible families get financial assistance of up to ₹1.20 lakh in plains and ₹1.30 lakh in hilly areas, while urban beneficiaries (PMAY-U) are entitled to assistance of up to ₹2.5 lakh as well as interest subsidy of up to ₹1.80 lakh on home loans.

PMAY Gramin (PMAY-G): Financial assistance is transferred directly to the bank account for construction of houses in rural areas. New Housing+ survey is also ongoing under this. PMAY Urban 2.0 (PMAY-U): For urban poor and low income group (LIG/EWS). Additionally, new applications are being approved at a faster pace.
Interest Subsidy (CLSS): Provision has been made for interest subvention on home loans to eligible middle income group people.

Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0)

Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0) scheme aims to provide pucca (permanent) houses to all eligible urban households across the country. Under PMAY 2.0, the government aims to build 10 million new houses, with each unit receiving a financial subsidy of ₹2.50 lakh. Through the Ministry of Housing and Urban Affairs, eligible families living in urban areas will receive benefits under four different categories. The benefits of this scheme will be provided to you under four categories, which are as follows:

1. Beneficiary-Led Construction (BLC)
2. Affordable Housing in Partnership (AHP)
3. Affordable Rental Housing (ARH)
4. Interest Subsidy Scheme (ISS)

PMAY 2.0 Eligibility: Who can avail the benefits of Pradhan Mantri Awas Yojana?

• Must be an Indian citizen above 18 years of age. Candidates up to maximum age of 55 years can apply.
• If you have already availed the benefit of PM Awas Yojana, then you cannot avail the benefit again.
• The house for the benefit should not have any pucca house anywhere in India.
• Should not have taken any government subsidy before purchasing the house.
• The candidate must belong to the Low Income Group (LIG), Economically Weaker Section (EWS) or Middle Income Group (MIG 1 or 2) category.
• Beneficiaries can include husband, wife and unmarried children.

PMAY 2.0 Documents 2026

• Aadhaar Card: Applicant’s Aadhaar details (Aadhaar number, name as per Aadhaar, date of birth).
• Aadhaar details of family members (Aadhaar number, name as per Aadhaar, date of birth).
• Applicant’s current bank account details (account number, bank name, branch, IFSC code) linked to their Aadhaar.
• Proof of Income (PDF file only; size up to 200 KB).
• Caste/Community Certificate (in case of SC, ST, or OBC categories) (PDF file only; size up to 200 KB).
• Land documents (in case of BLC category) (PDF file only; size up to 5 MB).

PMAY 2.0 Apply Online

• The eligible person under PMAY-U 2.0 can now submit his/her application online.
• To apply online, first go to Link

• Now click on ‘Apply for PMAY-U 2.0’ and proceed and fill the details and submit.
• If you are not eligible for this then you will be stopped here. If eligible then the proceedings will be completed.
• If eligible, you will have to enter your Aadhaar number and name in the further process. Then you have to go to Generate OTP.
• Now OTP will come on the registered mobile number, by entering which you can follow the further process.

Pradhan Mantri Awas Yojana List 2026

The Government of India has released the new beneficiary list for 2026 under the Pradhan Mantri Awas Yojana – Gramin (PMAY-G). This updated list is available on the official website of the scheme. Beneficiaries can easily check their name by visiting pmayg.nic.in or pmaymis.gov.in. Both these portals provide complete information related to the scheme, including reports, list of beneficiaries, application status updates and complete information related to installment payment.

The new updates related to PMAY-G also include a mobile application called ‘AwaasApp’. This Android app allows beneficiaries to track the live status of their house construction, geo-tag their construction sites and lodge complaints if they encounter any issues.

How to download PMAY Gramin Beneficiary List 2026 PDF?

Step 1: First of all, visit pmayg.nic.in, which is the official website of PMAY-G. Next, click on the “Report” tab below the “Awaassoft” section.

Step 2: After clicking on “Report“, a new window will open. Here, you need to click on the “Beneficiary Details for Verification” option under the “Social Audit Reports” section.

Step 3: In the next step, you will need to fill in the required information within the “Selection Filters.”

Step 4: Now, click on the “Submit” button. Subsequently, the list of Pradhan Mantri Awaas Yojana (PMAY) Rural beneficiaries will appear.

Step 5: Here, you can view details such as the village name, registration number, beneficiary’s name, father’s or mother’s name, details of the allotted house, sanction number, sanctioned amount, installments disbursed, amount released under PMAY-G, and the status of the house.

Step 6: You can also download this entire list of PMAY Rural beneficiaries in Excel and PDF formats. To do so, use the “Download Excel” and “Download PDF” options.

Phases of Pradhan Mantri Awas Yojana(PMAY)

Pradhan Mantri Awas Yojana – Urban (PMAY-U) is primarily divided into the following phases to provide housing for all in urban areas: Phase 1 (2015–2022): Launched on 25 June 2015. It aimed to provide pucca houses to 1.12 crore eligible families. The duration of this phase was till 31 March 2022. Phase 2 (PMAY-U 2.0 – from 2024): Launched in September 2024. It aims to provide interest subsidy of up to ₹1.80 lakh for construction or purchase of pucca houses to urban poor and middle class families (EWS, LIG, MIG) over the next 5 years.

Pradhan Mantri Awas Yojana – Gramin (PMAY-G): This scheme to provide pucca houses to homeless families in rural areas is a restructuring of the earlier ‘Indira Awas Yojana’. Phase 1 (2016–2024): Effective from 1 April 2016, the target of this phase was to build 2 crore houses initially. Later the duration of this phase was extended till 31 March 2024. Phase 2 (2024 to 2028-29): It has been extended recently. In this phase, the target is to provide housing and basic amenities to an additional 2 crore rural families.

Eligibility Criteria for Pradhan Mantri Awas Yojana Housing Scheme

Pradhan Mantri Awas Yojana is the best option for those persons who do not have their own house and is planning to get their house. The benefit of this pm awas yojna has been increased for the urban poor people and middle-class families. Earlier the amount of loan was 3 to 6 lakh rupees, which is increased to 18 lakh rupees.

In this article you can check ALL the necessary conditions for applying to Pradhan Mantri Awas Yojana, What documents and certificates are needed, Conditions of the Pradhan Mantri Yojana, which category of persons the government has created this scheme, How to check pmay status, which income group can take advantage of PMAY scheme, How much subsidy provided under this scheme, and etc. Here we explain all the questions deeply and sequentially.

Who is eligible for Pradhan Manti Awas Yojana?

Who can avail the benefit of the Pradhan Mantri Awas Yojana : Government defines the following criteria to get the benefit of the pradhan mantri awas yojana list (PMAY Urban and PMAY gramin)

Components of Awas Yojana in India

There are 4 main components of the Yojana for Awas :

1. Credit Linked Subsidy Scheme CLSS: Eligible candidates avail the home interest rates for this scheme as follows:

2. “IN-Situ” Slum Redevelopment as resource using the land

The objective of the Pradhan Mantri Yojana for Awas development is to provide the houses or slum development using the land as resource. The total contribution of the house decided by the Central government and contribution of the beneficiary decided by the respective state or union territory.

3. Affordable Housing in Partnership AHP

Central government, state, UTs and Private Sector develop such houses with their agencies.

4. Individual House Construction

EWS families who cannot avail of the facility of the above 3 components will avail the benefits from the central government of up to 1.5 lac.

Which Income group persons can take benefit of Pradhan Mantri Awas Yojana 2026?

in the pmawasyojana.in scheme If the person comes in the income group of 3 to 6 lakh rupees, then the government provides more interest subsidy, while people in the income group of 6 to 12 lakh rupees and 12 to 18 lakh rupees per year will get less subsidy on interest.

Pradhan Mantri Awas Yojana for the Middle Class Family

Government has designed 2 sections to take the benefits of Pradhan Mantri Awas Yojana to the Middle class family. First section ranging from Rs. 6 Lakh to Rs. 12 Lakh and the second section is from Rs 12 lakh to Rs 18 lakh.

Apply for Pradhan Mantri Awas Yojana (PMAY) on pmaymis.gov.in

How to Apply for the Pradhan Mantri Awas Yojana (PMAY) on pmaymis.gov.in?

Step-by-Step Guide to the Online Application Form for the Pradhan Mantri Awas Yojana

Step 1 – Visit the PMAY website pmaymis.gov.in.

Step 2 – Select the ‘Citizen Assessment’ option and click on the applicable option: “For Slum Dwellers” or “Benefits under other 3 components”.

Step 3 – Enter your Aadhaar card details.

Step 4 – It will redirect you to the application page where you have to fill all the details correctly.

Step 5 – Details to be filled include name, contact number, other personal details, bank account and income details, etc.

Step 6 – Once this is done, select the ‘Save’ option and enter the captcha code.

Step 7 – Then, click on the ‘Save’ button. The application is now complete and can be printed out at this stage.

What are the Terms and Conditions for Pradhan Mantri Awas Yojana?

The Motive of the PM Awas Yojana is that every person gets a permanent house. There are some rules for Pradhan Mantri Awas Yojana Scheme, which are as follows-

1. People who already have his own house cannot take advantages of this PM Awas Yojana. The rule of Pradhan Mantri Awas Yojana is that only those who do not already have a permanent house will get the benefit.
2.  PM Awas scheme’s 2^nd condition is that no other family member gets the advantage of any other housing scheme under GOI. If a family member has got the advantage of any government housing scheme, no other member of family can get the advantage of the Pradhan Mantri Awas Yojana.
3.  it is Mandatory to give the number of  Aadhaar card of family members at the time of apply for Pradhan Mantri Awas Yojana application form. It includes spouses, and unmarried sons and daughters. A son or daughter can apply for this scheme separately after marriage.
4. The Husband and wife both of them can keep ownership of the house together or can keep only one.

Where can I get loan for PM Awas Yojana?

You can take loans from-

1. Commercial Banks
2. Housing Finance Companies
3. Regional rural banks,
4. State cooperative banks,
5. Urban cooperative banks,
6. Small financial banks,
7. Non-banking financial companies etc.

What are the documents required to apply for PM Awas Yojana?

The required documents are as follows-

1. Aadhar Number
2. Identity proof like PAN Card, Voter ID, Passport, Driving License etc.
3. Residence Proof like Voter ID, Passport, Driving License, etc.
4. Minority community certificate if applicable
5. Nationality Proof like Voter Id, Passport Etc.
6. Economically weaker section EWS Certificate and Low income certificate
7. Income Proof Slip like salary slip , income tax return , etc
8. Proof of income (latest salary slip income tax return)

How to apply Online in PMAY?

1: Visit official website link of PMAY Pradhan Mantri Awas Yojana i.e. https://pmaymis.gov.in 

2: Click on Citizen Assessment link

3: Choose “Benefits under other 2 components” option.

3: Insert Aadhaar Number and verify it.

4: Enter the necessary information like beneficiary’s name, mobile number, email, all personal information, income statement, bank account and all other necessary information.

5: Save the Pradhan Mantri Awas Yojana application.

How to apply Offline for PM Awas Yojana?

Step 1. Fill the PM Awas Yojana Application form available in the Common Service Centers (CSC) set up by state government or Visit the official website of Pradhan Mantri Awas Yojana-> on home page, under the Citizen Assessment link select the option -> verify Aadhar number -> Download the form.

Step 2: The form fee is Rs. 25

How to search name in प्रधानमंत्री आवास योजना लिस्ट 2026?

How to check PM Awas Yojana Urban List?

1. Visit the official website of PMAY

1. Click on Search beneficiary
2. Search by name, father’s name, mobile number or assessment number from drop down options
3. Submit Aadhar Number and click on submit button

• Now you will see the complete status of PM Awas Urban list along with complete status.

PMAYG (pmay gramin) Total Houses complete till now:

The target decided by Government under pmayg for 2020-21 is to built total 61,50,000 houses in different states.The state-wise distribution of houses are given below.

How to check Pradhan Mantri Awas Yojana New List 2026?

Visit the Pradhan Mantri Awas Yojana Gramin pmayg Official Website and click on reports and find all the details of beneficiaries. Here in the list of pmayg beneficiaries. you find out tracking number along with your name, click on the tracking number and you can check the complete detail of your application. In this form, you get complete details, bank details, personal details, how much payment is to be received, how much installation has be received, and all detailed information. The Pradhan Mantri Awas Yojana (PMAY) beneficiary list for 2026 has been released online. Beneficiaries from rural areas can check their names by visiting the official PMAY-G portal and beneficiaries from urban areas can check their names by visiting the PMAY-U portal.

1. For rural areas (PMAY-G): Visit the official PMAY-G portal. Go to the ‘Stakeholders’ menu and select the ‘IAY/PMAYG Beneficiary’ option. Enter your registration number and click ‘Submit’. If you do not have the registration number, click on ‘Advanced Search’ and select your state, district, block and panchayat.
2. For urban areas (PMAY-U): Visit the official PMAY-U portal. Go to the ‘Search Beneficiary’ menu and click on ‘Registration Number/Beneficiary ID’.

PMAY Urban List 2026

• Type the website pmaymis.gov.in, read the declaration carefully,. Here you can find out the help line toll free number, if you have any query or complaint related to the PMAY Urban Scheme 2026.
• Now the new page will open “Pradhan Mantri Awas Yojana- Housing for All (Urban)”
• Click on “search beneficiary”
• In this interface you will Enter Aadhar number and click on submit button then you can check PMAY-U list 2019-20 easily.

How to upload photo to avail the pmay gramin facility?

In this form, it is mandatory to upload your photo, if your photo is not uploaded, then your payment stops or you can’t take benefit of PMAY Scheme 2022.

To upload a photo, you have to click on the Bharat Map button, which you will find on the right side.

The rules of Photo uploading are as follows.

1^st photo taken in front of your Kacha Makan. Earlier, under the Pradhan Mantri Awas Yojana, officers used to take your photo. But now you have to upload a photo by yourself online, otherwise you will not get payment. After uploading photograph, you will get the first installment.

 You have to upload the second photo standing in front of house which is in under construction i.e. as you are being made, and after this government will send you the second installation.

And In the third installment, the entire payment is sent to you.

Where to put your Complaint related to Pradhan Mantri Awas Yojana ?

If you have any query or any Complaint, for this you will go to the link contact us, on the home page of the Pradhan Mantri Awas Yojana website. Where you get the facility to contact the authorities. There you will get a contact number and after completing your call, you will get a solution to your problem.

Search Beneficiary

Pmaymis.gov.in Here you get the option of search beneficiary. Search by name and enter Aadhar number. If your Aadhar number was not registered to your application form, you will see data not found. If the Aadhar card registered in your application form then a dashboard will open, where beneficiaries’ status will appear.

Top PMAY Banks List

• SBI
• ICICI Bank Ltd.
• Karur Vyasa Bank Ltd
• Kotak Mahindra Bank
• Induslnd
• HDFC
• Axis Bank Ltd.
• LIC Housing Finance
• Yes Bank IIFL
• Bank of Baroda
• Karnataka bank Ltd.
• Bajaj Housing Finance Ltd.
• Fullerton

Without aadhar card check your name in the PM Awas Yojana List

By using personal data i.e. mobile number or Email ID beneficiary can easily check their name in the PMAY Awas Yojana list without aadhar card. for this, first of all, you have to log in to the official website of Pradhan Mantri Awas yojana and click on Beneficiary List. enter personal detail and click on the submit button. now you can easily check your name on the list.

How the subsidy amount transferred to the beneficiary account?

Under the Pradhan Mantri Awas Scheme, the subsidy Pradhan Mantri Awas Yojana amount transferred to the account as follows:

• A beneficiary takes the loan from the bank i.e. Prime Lending Institute (PLR).
• The central nodal agency transfers subsidy money to the bank as per the guidance of government rules.
• The subsidy amount transfer to the bank based on the amount that is disbursed to the beneficiaries’ account by the bank.
• After the principal amount deducted by PLR, the subsidy amount transferred to the account of the beneficiary.
• The EMI is made on the principal amount basis, which is paid by the beneficiary.

For more Updates related to pmayg, pmay gramin, pradhan mantri awas yojana list, प्रधानमंत्री आवास योजना लिस्ट Kindly visit govtschemes.org regularly.