Up To $679.75 Per Child CCB Payment Arrives Today: The October CCB payment lands today, Tuesday, October 20, and families with a child under six can receive up to $679.75 a month for each of them. Children aged six to 17 can bring in up to $573.58 a month. These are the new amounts for the July 2026 to June 2027 benefit year, after a 2 percent indexation that took effect on July 1. The Canada Revenue Agency (CRA) deposits the Canada Child Benefit once a month, and the next two CCB payments are set for Friday, November 20 and Friday, December 11. If the money has not shown up in your account by the end of the day, hold on for a few working days before worrying, and use the steps below if it still has not arrived. We’ll be updating this article monthly.
The increase is modest but real. A child under six now brings in $160 more per year than last year, and a child aged six to 17 brings in $135 more. What you actually get depends on your adjusted family net income from your 2025 tax return, the number of children in your care and their ages. Below you will find the full amounts, the income thresholds, the payment calendar, a step by step guide on how to apply, realistic processing times, a free calculator and answers to the questions parents search for most.
CCB Payment 2026 to 2027 Key Highlights
| Item | Detail |
|---|---|
| October CCB payment date | Tuesday, October 20, 2026 |
| Next CCB payment dates | Friday, November 20 and Friday, December 11, 2026 |
| Maximum per child under 6 | $8,157 a year, $679.75 a month |
| Maximum per child aged 6 to 17 | $6,883 a year, $573.58 a month |
| Indexation this year | 2 percent, effective July 1, 2026 |
| Full amount paid until | Adjusted family net income of $38,237 |
| Benefit year | July 2026 to June 2027, based on your 2025 return |
| Is it taxable? | No, the CCB is tax free |
| Missing payment rule | Wait 5 working days, then contact the CRA |
| Extra for a child with a disability | Up to $3,480 a year through the Child Disability Benefit |
CCB Payment Dates: When Will the Next Canada Child Benefit Be Paid?
The CRA publishes the CCB schedule well ahead of time, and payments normally arrive around the 20th of the month. The December date moves earlier so families have the money before the holidays.
| Month | Payment date | Day of the week |
|---|---|---|
| October 2026 | October 20 | Tuesday |
| November 2026 | November 20 | Friday |
| December 2026 | December 11 | Friday |
| January 2027 | Not yet listed by the CRA | Check My Account |
The CRA has not published its January 2027 date on the pages used for this article, so watch its payment dates page for confirmation. In My Account you can also turn on payment reminders, which arrive about a week before each deposit. Direct deposit is the fastest method, and anyone still receiving a cheque should expect it to take longer to arrive.
How Much Is the CCB Payment in 2026? Amounts by Age
The Canada Child Benefit is calculated per child, and younger children receive more. For July 2026 to June 2027, the maximums are $8,157 a year for each child under six and $6,883 a year for each child between six and 17. Spread over twelve months, that is $679.75 and $573.58.
| Child age | 2025 to 2026 yearly | 2026 to 2027 yearly | Increase | New monthly maximum |
|---|---|---|---|---|
| Under 6 | $7,997 | $8,157 | $160 | $679.75 |
| 6 to 17 | $6,748 | $6,883 | $135 | $573.58 |
Put another way, a child under six brings in roughly $13 more a month than a year ago, and a child between six and 17 roughly $11 more. The 2 percent indexation is lower than the 2.7 percent increase families saw in 2025, because it follows the Consumer Price Index. The thresholds where the benefit begins to shrink are indexed too, which helps prevent families from slipping into a lower bracket just because their wages rose with inflation.
Child Disability Benefit Up to $3480 a Year Per Child Plus CCB
CCB Income Limits: When Does the Payment Start to Drop?
The full CCB is paid to families whose adjusted family net income, or AFNI, is $38,237 or less. Above that, the payment is reduced in two stages. The first stage runs from $38,237 to $82,847, and the second applies above $82,847. The rates depend on how many children you have.
| Children in your care | Reduction on income from $38,237 to $82,847 | Reduction on income above $82,847 |
|---|---|---|
| 1 | 7 percent | $3,123 plus 3.2 percent |
| 2 | 13.5 percent | $6,022 plus 5.7 percent |
| 3 | 19 percent | $8,476 plus 8 percent |
| 4 or more | 23 percent | $10,260 plus 9.5 percent |
AFNI is your net income plus your spouse or common law partner’s, with a few adjustments. The CRA uses the previous year’s return, so the payments you are receiving now are based on the return you filed in spring 2026 for the 2025 tax year. If your income changed significantly in 2026, the new amount will not take effect until next July.
CCB Calculator: Estimate Your Monthly Payment
This calculator estimates your Canada Child Benefit for the July 2026 to June 2027 year using the CRA’s published maximums, thresholds and reduction rates. Enter your 2025 adjusted family net income and the number of children in each age group. If you share custody equally, choose the shared custody option and the calculator will show half of the amount. It does not include the Child Disability Benefit, provincial benefits or special situations, so treat the result as an estimate and confirm in My Account.
CCB Payment Calculator
Real Examples: What Families Could Receive
| Family | 2025 AFNI | Estimated CCB per year | Estimated CCB per month |
|---|---|---|---|
| One child under 6 | $30,000 | $8,157 | $679.75 |
| One child under 6 | $50,000 | $7,334 | $611.13 |
| One child under 6 | $100,000 | $4,485 | $373.76 |
| One child aged 6 to 17 | $90,000 | $3,531 | $294.26 |
| One child under 6 and one aged 6 to 17 | $70,000 | $10,752 | $896.00 |
| One child under 6 and one aged 6 to 17 | $120,000 | $6,900 | $575.02 |
| Two under 6 and one aged 6 to 17 | $60,000 | $19,062 | $1,588.50 |
The CCB does not disappear quickly. A family with one child under six keeps some benefit until income reaches roughly $240,000, and a family with one child aged six to 17 until roughly $200,000. For those families the payment is small, but it is still worth filing every year so the CRA keeps your file active.
Who Qualifies for the Canada Child Benefit?
You can receive the CCB if you live with a child under 18 and you are the person primarily responsible for their care and upbringing. You must also be a resident of Canada for tax purposes, and you or your spouse or common law partner must be a Canadian citizen, permanent resident, protected person, temporary resident who has lived in Canada for the previous 18 months and holds a valid permit in the 19th month, or an Indian within the meaning of the Indian Act. If you share custody equally with another person, each of you receives 50 percent of the amount you would otherwise get, based on your own income.
Only one person in a household can receive the CCB for a child, and when there is a spouse or partner, the CRA expects the parent who is primarily responsible for the child to be the one who applies. Your marital status matters, because it changes whose income is used in the calculation. If you separate, start living together or change your arrangement, tell the CRA, since your payments will be recalculated from the month after the change.
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How to Apply for the CCB Step by Step
Applying is free and you do not need an agent. These are the usual steps.
- Make sure you and your spouse or partner have filed tax returns, because the CRA needs your income to work out the amount.
- Check whether your province lets you apply through the birth registration process, which is available for newborns in many provinces and territories.
- If not, sign in to CRA My Account and apply online, or complete the paper application form for Canada child benefits and mail it to your tax centre.
- Gather proof of your child’s birth, such as a birth certificate, and any immigration documents if they apply to you.
- If your child has a disability, apply for the disability tax credit as well, so the Child Disability Benefit can be added.
- Set up direct deposit and sign up for payment reminders in My Account.
- Keep your address, banking information and marital status up to date after you apply.
If you apply late, you may be able to receive retroactive payments for months you missed, though there are limits on how far back they go. Confirm the details with the CRA before assuming how much you will receive.
CCB Processing Time: How Long Until the First Payment?
Processing times vary by how you apply and whether the CRA needs more documents from you. Applications made through the birth registration process and online through My Account tend to be quicker than paper forms mailed to a tax centre. The CRA asks new applicants to allow several weeks, and your first deposit arrives on the next scheduled payment date once your file is approved.
| Stage | What happens | What to expect |
|---|---|---|
| Application submitted | CRA receives your form or online request | Same day online, longer by mail |
| Review | CRA checks identity, residency and income | Several weeks, longer if documents are missing |
| Approval | CRA issues a notice with your monthly amount | Posted to My Account or mailed |
| First payment | Deposit on the next scheduled payment date | Around the 20th of the month |
| Back payments | Any months owed are added when eligible | May arrive as a separate deposit |
If you have been waiting longer than expected, check your application status in My Account before calling. The CRA may have posted a letter asking for a document that you have not seen yet.
What If Your CCB Payment Is Late or Missing?
Start with the basics. Confirm that today’s date is on or after the scheduled payment date and look at your banking app for pending deposits. The CRA’s guidance is to wait five working days after the payment date before getting in touch. If the five days have passed, follow these steps.
- Sign in to My Account and look at your payment history and any messages from the CRA.
- Check that your direct deposit information is correct and that the account is still open.
- Make sure both partners have filed their tax returns for 2025.
- Call the CRA benefits line at 1-800-387-1193 if everything looks correct.
Payments can pause when a tax return is missing, when the CRA needs to verify a change in custody or marital status, or when it cannot confirm your residency. These are usually fixed once the right information is on file.
Other Benefits Landing This Month: What Else Is Being Paid?
October is a busy month for federal and provincial payments. According to a roundup of this month’s schedule, the following benefits are also being issued. Check each program’s official page to confirm your own amount and date, because individual payments vary.
| Benefit | Reported date | Reported detail |
|---|---|---|
| Canada Groceries and Essentials Benefit | October 5 | Quarterly payment, up to $679 for a single adult and $890 for a couple, plus $234 per child under 19 a year |
| Ontario Trillium Benefit | October 9 | Monthly installment for eligible Ontarians |
| Advanced Canada Workers Benefit | October 9 | Advance payment of part of the Canada Workers Benefit |
| Canada Child Benefit | October 20 | Up to $679.75 per child under 6 and $573.58 per child aged 6 to 17 |
| Canada Pension Plan and Old Age Security | October 28 | Monthly pension payments |
The same roundup reports that the Canada Groceries and Essentials Benefit replaced the GST/HST credit starting in July 2026, which means there is no GST/HST credit payment this month. Confirm that change on the CRA website, since you may see both names in different articles.
Keep Your CCB Payments Coming: Avoid These Mistakes
The most common reason payments stop is a missing tax return. The CCB is calculated from your return, so file on time every year even if you had no income. The second is outdated information. If you move, change banks, separate from a partner or have another child, update your file in My Account right away. A late update can lead to an overpayment, and the CRA can recover that money from future benefits or other refunds.
The third is overlooking related benefits. If your child has a severe and prolonged impairment, the disability tax credit can add up to $3,480 a year through the Child Disability Benefit, which is paid in the same deposit. Many families qualify and never apply, so it is worth asking your child’s doctor about it.
Is the CCB Taxable?
No. The Canada Child Benefit is a tax free monthly payment, so you do not report it as income on your tax return. It also does not reduce your eligibility for most other federal programs, but some provincial or municipal programs count it differently, so check the rules for any program you apply to.
Official Websites and Resources for the CCB
| Resource | What you can do | Link |
|---|---|---|
| Canada child benefit overview | Read eligibility, how to apply and how payments work | CCB overview |
| CRA My Account (login and registration) | Register, sign in, apply, check status and update banking details | My Account sign in and registration |
| CCB payment dates | See the monthly schedule | CCB payment dates |
| Benefit payment dates for all CRA programs | Check other benefits and credits | All benefit payment dates |
| How the CCB is calculated | View thresholds and reduction rates | How we calculate your CCB |
| Child and family benefits calculator | Get the CRA’s own estimate | CRA benefits calculator |
| Child disability benefit | Learn about the extra $3,480 a year for eligible children | canada.ca/child-disability-benefit |
| CRA benefits phone line | Ask about your payment or file | 1-800-387-1193 |
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FAQs About the CCB Payment
When is the next CCB payment?
The October payment arrives today, Tuesday, October 20, 2026. The next two are scheduled for Friday, November 20 and Friday, December 11.
How much is the CCB payment per child in 2026?
The maximum is $679.75 a month for each child under six and $573.58 a month for each child aged six to 17, for the July 2026 to June 2027 benefit year.
Why is my CCB payment lower than the maximum?
The payment is reduced when your adjusted family net income passes $38,237, with a second, steeper reduction above $82,847.
What income does the CRA use to calculate my CCB?
It uses your adjusted family net income from the previous year. Payments between July 2026 and June 2027 use your 2025 return.
How much did the CCB increase in July 2026?
Benefits rose by 2 percent. That is $160 more per year for a child under six and $135 more for a child aged six to 17.
Is the CCB payment taxable?
No. It is tax free and does not need to be reported as income.
Do I have to reapply for the CCB every year?
No. You only need to file your tax return on time and keep your information current, and the CRA will recalculate your payments each July.
What if my CCB payment does not arrive?
Wait five working days after the payment date, check My Account and then call 1-800-387-1193.
Can I get the CCB if I share custody?
Yes. With equal shared custody, each parent gets 50 percent of the amount they would otherwise receive, based on their own income.
Is there an extra payment for a child with a disability?
Yes. The Child Disability Benefit adds up to $3,480 a year per eligible child, paid with the CCB once the child is approved for the disability tax credit.
How much CCB will I get for 2 kids?
It depends on their ages and your income. At the maximum, two children under six would receive up to $16,314 a year, while two children aged six to 17 would receive up to $13,766 before any income reduction.
What is the income cutoff for the Canada Child Benefit?
There is no single cutoff. The payment is reduced gradually, and for one child under six it reaches zero at roughly $240,000 of family income.
When do you stop getting the CCB?
Payments stop the month after your child turns 18, or earlier if the child no longer lives with you or you no longer qualify.
Does the CCB go up every year?
Yes. It is indexed to inflation each July, and the increase this year was 2 percent.
Do I need to file taxes to get the CCB?
Yes. The CRA needs your return, and your spouse’s if you have one, to calculate the payment.
Does the CCB count as income?
No. It is not taxable income, and you do not include it on your tax return.
How do I check my CCB payment status?
Sign in to CRA My Account to see your payment history, upcoming dates and notices.
Can newcomers get the CCB?
Often yes, if you live with a child under 18, are primarily responsible for them and meet the residency and status rules. Apply as soon as you qualify and keep your documents ready.
Conclusion: What to Do Now
The CCB payment arriving today is the first of several this season, and the figures are slightly higher than last year. Mark November 20 and December 11 on your calendar, check your direct deposit details and use the calculator to see roughly what your family should expect. If you have a child with a disability, ask about the disability tax credit so the extra $3,480 a year can be added.
If something looks wrong, start with My Account and then call the CRA benefits line. Avoid third party sites that ask for fees or personal details to help you claim, since the CRA never charges to apply or to check your benefit. We’ll keep this page updated as new payment dates, rates and rules are confirmed, so check back each month for the latest Canada Child Benefit news.
