The Canada Child Benefit 2026 payment is next due on Friday, November 20, and the December deposit arrives early, on Friday, December 11, so families can plan holiday spending ahead of time. Since July, parents have been receiving up to $8,157 a year for each child under 6, which works out to $679.75 a month, plus up to $6,883 a year, or $573.58 a month, for each child aged 6 to 17. That is a 2% CCB increase, worth $160 and $135 more per child over the year than last season. The raise is smaller than the 2.7% bump of July 2025 because it follows slower inflation. Families with an adjusted family net income under $38,237 get the full amount, and payments shrink above that line. We’ll be updating this article monthly.
The new CCB payment amounts cover July 2026 to June 2027 and are based on the income you reported for 2025. That is why filing your tax return matters, even if you earned nothing, because the Canada Revenue Agency (CRA) uses your return to set every Canada Child Benefit cheque for the year. Parents of children with a disability can receive up to $3,480 more per year through the Child Disability Benefit, and the full benefit is tax-free. No new application is needed if you already get the benefit, but new parents, newcomers and families whose situation changed should act quickly. Below you will find the full amounts, the CCB income thresholds, the payment schedule, how to apply, processing time, worked examples and a free calculator.
Canada Child Benefit 2026 to 2027 Key Highlights
| Item | Latest figure |
|---|---|
| Benefit year | July 2026 to June 2027 |
| Indexation this year | 2% (last year: 2.7%) |
| Maximum per child under 6 | $8,157 a year, $679.75 a month |
| Maximum per child aged 6 to 17 | $6,883 a year, $573.58 a month |
| Child Disability Benefit | Up to $3,480 a year per eligible child |
| Full benefit up to family income of | $38,237 |
| Second income threshold | $82,847 |
| Next payment | November 20, 2026 |
| December payment | December 11, 2026 |
| Income year used | 2025 tax return |
CCB Payment Dates for November and December 2026
CRA pays the Canada Child Benefit monthly, usually on or around the 20th, and the December deposit comes earlier because of the holidays.
| Month | CCB payment date |
|---|---|
| July 2026 | July 20 (paid) |
| August 2026 | August 20 (paid) |
| September 2026 | September 18 (paid) |
| October 2026 | October 20 (paid) |
| November 2026 | November 20 |
| December 2026 | December 11 |
| January 2027 | Not yet posted on the CRA calendar |
Who Is Eligible for the Canada Child Benefit?
You can qualify if all of these apply:
- You live with a child under 18 and are the person mainly responsible for their care and upbringing
- You are a resident of Canada for tax purposes
- You or your spouse or common-law partner is a Canadian citizen, permanent resident, protected person or a temporary resident who has lived in Canada for the past 18 months and holds a valid permit in the 19th month
- You file your income tax return, and so does your spouse or partner
In shared custody, each parent receives 50% of the amount they would have received if the child lived with them full time. Only one parent can claim the child in a single-custody arrangement.
CCB Income Thresholds 2026 and How Payments Are Reduced
The more you earn, the less you receive. The CRA looks at your adjusted family net income, which is your combined net income minus certain amounts such as the UCCB and RDSP income. Here are the reduction rates for July 2026 to June 2027.
| Number of children | Reduction on income between $38,237 and $82,847 | Fixed reduction at $82,847 | Extra rate above $82,847 |
|---|---|---|---|
| 1 child | 7% | $3,123 | 3.2% |
| 2 children | 13.5% | $6,022 | 5.7% |
| 3 children | 19% | $8,476 | 8% |
| 4 or more | 23% | $10,260 | 9.5% |
The Child Disability Benefit is also reduced once family income is over $82,847, by 3.2% of the excess for one eligible child and 5.7% for two or more.
How Much CCB Will You Get?
These estimates are for the 2026 to 2027 benefit year, rounded to the nearest cent, before any provincial or territorial child benefits.
| Family income | Children | Yearly CCB | Monthly CCB |
|---|---|---|---|
| $30,000 | 1 under 6 | $8,157.00 | $679.75 |
| $60,000 | 1 under 6 | $6,633.59 | $552.80 |
| $60,000 | 1 under 6, 1 aged 6 to 17 | $12,101.99 | $1,008.50 |
| $90,000 | 1 under 6 | $4,805.10 | $400.43 |
| $120,000 | 2 under 6 | $8,174.28 | $681.19 |
| $150,000 | 1 under 6 | $2,885.10 | $240.43 |
Many provinces add their own child benefits on top of the federal amount, and those programs are usually paid together with your CCB.
How to Apply for the Canada Child Benefit 2026?
There are three ways to apply, and you should apply as soon as a child is born or arrives in your care.
- Apply during birth registration, if your province offers the automated option, and tick the box to apply for the CCB
- Apply online through CRA My Account, using the child and family benefits section
- Mail Form RC66, Canada Child Benefits Application, along with any required documents, to your tax centre
Newcomers should include proof of immigration status, the date of arrival, and income from other countries for the year they arrived. Before you submit, make sure that your spouse or partner has also filed taxes, that your banking details are up to date, and that your address matches CRA records. Report changes in marital status, custody, address or number of children by the end of the month after the change, because a delay can lead to overpayments.
CCB Processing Time
CRA generally asks you to allow up to eight weeks for a new application to be processed, and files with missing documents or foreign income take longer. Once approved, the CCB can be paid back to the month after the child’s birth, with retroactive payments covering up to 11 months. You can follow your claim through CRA My Account, and CRA may send a letter if it needs more information.
Canada Child Benefit Calculator 2026
Use the calculator below to estimate your monthly and yearly CCB, with or without the Child Disability Benefit. It follows the July 2026 to June 2027 rates. Your official amount comes from your CRA notice, so treat this as an estimate.
Canada Child Benefit Calculator (July 2026 to June 2027)
Estimate your monthly and yearly CCB using your 2025 adjusted family net income.
Estimate only. Excludes provincial or territorial child benefits. Your official amount is on your CRA Canada Child Benefit notice in My Account.
Official Resources for the Canada Child Benefit
FAQs About the Canada Child Benefit 2026
When is the next Canada Child Benefit payment?
The next payment is November 20, 2026, followed by December 11, 2026.
How much is the CCB per child in 2026?
Up to $8,157 a year for a child under 6 and up to $6,883 for a child aged 6 to 17, from July 2026 to June 2027.
Did the Canada Child Benefit go up in July 2026?
Yes. It was indexed by 2%, which added $160 for children under 6 and $135 for children aged 6 to 17 per year.
Do I have to reapply for the CCB every year?
No. Once you are enrolled, CRA recalculates it each July from your latest tax return, so you only need to file taxes on time.
Is the Canada Child Benefit taxable?
No. It is a tax-free payment and does not count as income on your return.
What is the Child Disability Benefit?
It is an extra amount of up to $3,480 a year for each child who qualifies for the disability tax credit.
How much CCB will I get for 2 kids?
It depends on income and their ages. At $60,000, a family with one child under 6 and one aged 6 to 17 receives about $1,008.50 a month.
What income is too high for the Canada Child Benefit?
There is no hard cutoff, but payments fall steadily as income rises, and a one-child family still receives about $240 a month at $150,000.
Why did my CCB payment change?
A change in your income, custody, marital status or the number of children, or the July indexation, can all alter the amount.
Can I get CCB without a SIN?
You need to be able to file a tax return, and newcomers usually need a SIN or an ITN to do that. Contact CRA for specific cases.
Do newcomers qualify for the CCB?
Yes, if they are residents for tax purposes and meet the status rules, though they must apply with Form RC66 and provide arrival documents.
What day is the Canada Child Benefit paid?
Usually the 20th of the month, with some months paid earlier, such as December 11 this year.
Conclusion
The Canada Child Benefit 2026 still gives most families a meaningful monthly boost, with the maximum at $679.75 per child under 6 and $573.58 per child aged 6 to 17. The next two payments land on November 20 and December 11, and the benefit stays tax-free. The best way to protect your cheques is to file your taxes on time, keep CRA My Account up to date, and report changes quickly. Use the CRA links above for applications and status checks, and be wary of anyone who asks for a fee to help you “claim” the benefit. We’ll be updating this article monthly as new payment dates and rates are published.
